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as of 03-06-2026 11:16am EST

$14.01
$0.38
-2.63%
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Pioneer Bancorp Inc is involved in providing banking services. These services include Personal services such as Checking, Savings, eBanking Cards, and Business services such as Business Deposit and operating Accounts, Business eBanking, and Business loans. Some of the other services of the company include Government Banking, Wealth Management, Benefits Consulting and Insurance.

Founded: 1889 Country:
United States
United States
Employees: N/A City: ALBANY
Market Cap: 333.8M IPO Year: 2019
Target Price: N/A AVG Volume (30 days): 6.6K
Analyst Decision: N/A Number of Analysts: N/A
Dividend Yield:
N/A
Dividend Payout Frequency: N/A
EPS: 0.67 EPS Growth: -29.89
52 Week Low/High: $10.60 - $15.18 Next Earning Date: N/A
Revenue: $14,953,000 Revenue Growth: 15.23%
Revenue Growth (this year): N/A Revenue Growth (next year): N/A
P/E Ratio: 21.52 Index: N/A
Free Cash Flow: 23.4M FCF Growth: N/A

AI-Powered PBFS Daily Prediction

Machine learning model trained on 25+ technical indicators

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AI Recommendation

hold
Model Accuracy: 71.33%
71.33%
Confidence

Disclaimer: This prediction is generated by an AI model and should not be considered as financial advice. Always conduct your own research and consult with financial professionals before making investment decisions.

Stock Insider Trading Activity of Pioneer Bancorp Inc. (PBFS)

Earnings Transcripts

SEC 8-K filings with transcript text

View All
2025
Q4

Q4 2025 Earnings

8-K BUY

Jan 30, 2026 · 99% conf.

AI Prediction BUY

1D

+2.20%

$14.43

5D

+3.39%

$14.60

20D

+6.05%

$14.97

Price: $14.12 Prob +5D: 100% AUC: 1.000
0001104659-26-008652

Pioneer Bancorp, Inc./MD_January 30, 2026 0001769663falsePioneer Bancorp, Inc./MD00017696632026-01-302026-01-30

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

​ PURSUANT TO SECTION 13 or 15(D) OF

THE SECURITIES EXCHANGE ACT OF 1934

​ Date of Report (Date of earliest event reported): January 30, 2026

​ Pioneer Bancorp, Inc. (Exact Name of Registrant as Specified in Charter)

​ ​ ​ ​ ​

Maryland ​ ​ ​ 001-38991 ​ ​ ​ 83-4274253

(State or other jurisdiction of incorporation) ​ (Commission File Number) ​ (I.R.S. Employer Identification No.)

​ ​

​ ​ ​ ​ ​

652 Albany Shaker Road, Albany New York ​ 12211

(Address of principal executive offices) ​ (Zip Code)

​ ​ ​ ​ ​

Registrant’s telephone number, including area code: (518) 730-3025 ​

​ ​ ​

​ ​ Not Applicable ​ ​

(Former name or former address, if changed since last report)

​ ​ ​ ​ ​

​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instructions A.2. below): ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol Name of each exchange on which registered

Common Stock, par value $0.01

PBFS

The Nasdaq Stock Market, LLC

​ ​Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

​ Item 2.02 – Results of Operations and Financial Condition On January 30, 2026, Pioneer Bancorp, Inc. issued an earnings release announcing its financial results at or for the three months and year ended December 31, 2025. A copy of the earnings release is included as Exhibit 99.1 to this report. The information in the preceding paragraph, as well as Exhibit 99.1 referenced therein, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liability of that Section, and shall not be incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act. Item 9.01 – Financial Statements and Exhibits

Exhibit No. ​ Description

​ ​ ​

99.1 ​ Earnings Release of Pioneer Bancorp, Inc. dated January 30, 2026.

104 ​ Cover Page Interactive Data File (formatted as inline XBRL).

​ ​

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

PIONEER BANCORP, INC.

(registrant) ​

January 30, 2026 ​ /s/ Patrick J. Hughes

​ ​ Patrick J. Hughes

​ ​ Executive Vice President and Chief Financial Officer

​ ​ ​

2 ​

2025
Q3

Q3 2025 Earnings

8-K

Oct 30, 2025

0001104659-25-104486

Pioneer Bancorp, Inc./MD_October 30, 2025 0001769663falsePioneer Bancorp, Inc./MD00017696632025-10-302025-10-30

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

​ PURSUANT TO SECTION 13 or 15(D) OF

THE SECURITIES EXCHANGE ACT OF 1934

​ Date of Report (Date of earliest event reported): October 30, 2025

​ Pioneer Bancorp, Inc. (Exact Name of Registrant as Specified in Charter)

​ ​ ​ ​ ​

Maryland

001-38991

83-4274253

(State or other jurisdiction of incorporation) ​ (Commission File Number) ​ (I.R.S. Employer Identification No.)

​ ​

​ ​ ​ ​ ​

652 Albany Shaker Road, Albany New York ​ 12211

(Address of principal executive offices) ​ (Zip Code)

​ ​ ​ ​ ​

Registrant’s telephone number, including area code: (518) 730-3025 ​

​ ​ ​

​ ​ Not Applicable ​ ​

(Former name or former address, if changed since last report)

​ ​ ​ ​ ​

​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instructions A.2. below): ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol Name of each exchange on which registered

Common Stock, par value $0.01

PBFS

The Nasdaq Stock Market, LLC

​ ​Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

​ Item 2.02 – Results of Operations and Financial Condition On October 30, 2025, Pioneer Bancorp, Inc. issued an earnings release announcing its financial results at or for the three and nine months ended September 30, 2025. A copy of the earnings release is included as Exhibit 99.1 to this report. The information in the preceding paragraph, as well as Exhibit 99.1 referenced therein, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liability of that Section, and shall not be incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act. Item 9.01 – Financial Statements and Exhibits

Exhibit No. ​ Description

​ ​ ​

99.1 ​ Earnings Release of Pioneer Bancorp, Inc. dated October 30, 2025.

104 ​ Cover Page Interactive Data File (formatted as inline XBRL).

​ ​

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

PIONEER BANCORP, INC.

(registrant) ​

October 30, 2025 ​ /s/ Patrick J. Hughes

​ ​ Patrick J. Hughes

​ ​ Executive Vice President and Chief Financial Officer

​ ​ ​

2 ​

2025
Q2

Q2 2025 Earnings

8-K

Jul 30, 2025

0001558370-25-009799

0001769663falsePioneer Bancorp, Inc./MD00017696632025-07-302025-07-30

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

​ PURSUANT TO SECTION 13 or 15(D) OF

THE SECURITIES EXCHANGE ACT OF 1934

​ Date of Report (Date of earliest event reported): July 30, 2025

​ Pioneer Bancorp, Inc. (Exact Name of Registrant as Specified in Charter)

​ ​ ​ ​ ​

Maryland

001-38991

83-4274253

(State or other jurisdiction of incorporation) ​ (Commission File Number) ​ (I.R.S. Employer Identification No.)

​ ​

​ ​ ​ ​ ​

652 Albany Shaker Road, Albany New York ​ 12211

(Address of principal executive offices) ​ (Zip Code)

​ ​ ​ ​ ​

Registrant’s telephone number, including area code: (518) 730-3025 ​

​ ​ ​

​ ​ Not Applicable ​ ​

(Former name or former address, if changed since last report)

​ ​ ​ ​ ​

​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instructions A.2. below): ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol Name of each exchange on which registered

Common Stock, par value $0.01

PBFS

The Nasdaq Stock Market, LLC

​ ​Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

​ Item 2.02 – Results of Operations and Financial Condition On July 30, 2025, Pioneer Bancorp, Inc. issued an earnings release announcing its financial results at or for the three and six months ended June 30, 2025. A copy of the earnings release is included as Exhibit 99.1 to this report. The information in the preceding paragraph, as well as Exhibit 99.1 referenced therein, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liability of that Section, and shall not be incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act. Item 9.01 – Financial Statements and Exhibits

Exhibit No. ​ Description

​ ​ ​

99.1 ​ Earnings Release of Pioneer Bancorp, Inc. dated July 30, 2025.

104 ​ Cover Page Interactive Data File (formatted as inline XBRL).

​ ​

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

PIONEER BANCORP, INC.

(registrant) ​

July 30, 2025 ​ /s/ Patrick J. Hughes

​ ​ Patrick J. Hughes

​ ​ Executive Vice President and Chief Financial Officer

​ ​ ​

2 ​

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