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PAYO
Payoneer Global Inc.
as of 11-11-2026 2:28pm EST
Payoneer Global Inc is a financial technology company that enables small and medium-sized businesses (SMBs) to grow internationally through its diversified cross-border payments platform. It connects businesses, professionals, countries, and currencies, reducing the complexity of commerce and enabling customers to pay and get paid as easily as locally. The company offers a financial stack that includes cross-border AR/AP capabilities, funds management, working capital solutions, multicurrency accounts, and workforce management services. Its fully hosted platform provides multiple payment options with minimal integration, along with back-office functions and customer support. The company operates in Israel, the United States, and other countries.
| Founded: | 2005 | Country: | United States |
| Employees: | N/A | City: | NEW YORK |
| Market Cap: | 2.4B | IPO Year: | 2021 |
| Target Price: | $7.40 | AVG Volume (30 days): | 1.7M |
| Analyst Decision: | Hold | Number of Analysts: | 8 |
| Dividend Yield: | N/A | Dividend Payout Frequency: | N/A |
| EPS: | 0.09 | EPS Growth: | -38.71 |
| 52 Week Low/High: | $4.08 - $7.22 | Next Earning Date: | 11-05-2026 |
| Revenue: | $1,052,774,000 | Revenue Growth: | 7.68% |
| Revenue Growth (this year): | 5.19% | Revenue Growth (next year): | 12.34% |
| P/E Ratio: | 79.44 | Index: | |
| Free Cash Flow: | 206.6M | FCF Growth: | +0.05% |
Earnings Transcripts
SEC 8-K filings with transcript text
2026 Q3 Q3 2026 Earnings
8-K BUY Nov 5, 2026 · 100% conf.
Q3 2026 Earnings
8-K BUYNov 5, 2026 · 100% conf.
1D
+1.94%
$7.31
5D
+5.84%
$7.59
20D
+7.68%
$7.72
EX-99.1
2 payo-ex99d1.htm
EX-99.1
Exhibit 99.1
Payoneer Reports Third Quarter 2026 Financial Results
13% volume growth led by B2B acceleration, up 59% year-over-year
Stockholders approved the Nuvei merger agreement proposal on September 14, 2026
NEW YORK – November 5, 2026 – Payoneer Global Inc. (“Payoneer” or the “Company”) (NASDAQ: PAYO), the global financial technology company powering business growth across borders, today reported financial results for its third quarter ended September 30, 2026.
Third Quarter 2026 Financial Highlights
($ in mm unless otherwise noted)
3Q 2025
4Q 2025
1Q 2026
2Q 2026
3Q 2026
YoY Change
Revenue ex. interest income
$211.4
$218.9
$210.1
$222.2
$222.2
5%
Interest income
59.5
55.8
51.5
52.1
54.7
(8)%
Revenue
$270.9
$274.7
$261.6
$274.3
$276.9
2%
Transaction costs as a % of revenue
15.7%
15.6%
13.5%
13.7%
15.0%
(70) bps
Net income
$14.1
$19.0
$19.6
($2.4)
$14.9
6%
Adjusted EBITDA
71.3
68.5
69.4
71.4
68.3
(4)%
Adjusted EBITDA ex. interest income
11.7
12.8
17.9
19.3
13.6
16%
Operational Metrics
Volume ($bn)
$22.3
$24.8
$22.8
$23.7
$25.3
13%
Average Revenue Per User (ARPU)1
$ 471
$ 488
$ 513
$ 533
$ 555
18%
Revenue as a % of volume ("Take Rate")
121 bps
111 bps
115 bps
116 bps
109 bps
(12) bps
SMB customer take rate2
121 bps
113 bps
120 bps
118 bps
111 bps
(10) bps
1.Please refer to “Additional Information and Definitions” for a description of ARPU.
2.SMB customer take rate represents revenue from SMBs who sell on marketplaces, B2B SMBs, and Checkout (previously known as Merchant Services), divided by the associated volume from each respective channel.
“Payoneer’s Q3 results show our upmarket strategy is working: B2B volume growth accelerated to 59% year-over-year, ARPU ex. interest expanded 20%+ year-over-year for a 9th consecutive quarter, and the percentage of our revenue from larger customers continues to grow. Additionally, we obtained payment licenses in Canada and Israel, extending our global regulatory infrastructure to more markets for customers.
We continue to work towards a targeted mid-2027 close of the Nuvei transaction. We received shareholder approval in September and are making progress with obtaining necessary regulatory approvals. Our customer relationships and distribution, regulatory infrastructure and wallet and payout capabilities are highly complementary with Nuvei’s capabilities and together, we will build the end-to-end money movement infrastructure designed for the world’s largest digital commerce ecosystems.”
John Caplan, Chief Executive Officer
Third Quarter 2026 Business Highlights (unless otherwise noted)
●Revenue excluding interest income of $222 million grew 5% year-over-year
●Volume of $25.3 billion increased 13% year-over-year, reflecting:
oSMBs that sell on marketplaces volume of $12.6 billion up 1% year-over-year.
oB2B volume of $5.0 billion, up 59% year-over-year driven by accelerating growth across all major regions and continued momentum with larger customers, particularly in China and EMEA.
oCheckout volume of $330 million, up 48% year-over-year.
oEnterprise payouts volume of $7.4 billion, up 14% year-over-year.
●SMB customer revenue of $199 million grew 4% year-over-year, reflecting:
oSMBs that sell on marketplaces revenue of $115 million, down 5% year-over-year.
oB2B SMBs revenue of $70 million, up 13% year-over-year.
oCheckout revenue of $14 million, up 60% year-over-year.
●18% growth in ARPU, and 21% growth in ARPU excluding interest income, the ninth consecutive quarter of 20%+ growth in ARPU excluding interest income.
●$7.5 billion of customer funds (including both short-term and long-term funds) as of September 30, 2026. Customer funds growth of 6% year-over-year partially offsetting the impact of lower interest rates on year-over-year interest income.
●Obtained shareholder approval of the Nuvei transaction on September 14, 2026.
●Payoneer continues to strengthen its global regulatory infrastructure with payment licenses in Canada and Israel.
About Payoneer
Payoneer is the financial platform for cross-border business and global payments. Payoneer empowers millions of businesses with the financial tools and services they need to grow and transact globally with confidence. Payoneer makes it easier for businesses, particularly in emerging markets, to connect to the global economy, pay and get paid across borders, manage their funds across multiple currencies, and grow their businesses.
Forward-Looking Statements
This press release contains forward-looking statements withi
2026 Q2 Q2 2026 Earnings
8-K SELL Aug 6, 2026 · 100% conf.
Q2 2026 Earnings
8-K SELLAug 6, 2026 · 100% conf.
1D
-1.39%
$7.01
Act: -0.14%
5D
-5.78%
$6.70
Act: +0.42%
20D
-5.88%
$6.69
EX-99.1
2 payo-20260806xex99d1.htm
EX-99.1
Exhibit 99.1
Payoneer Reports Second Quarter 2026 Financial Results
10% increase in revenue excluding interest
15% volume growth led by B2B acceleration, up 48% year-over-year
Payoneer announced an agreement to be acquired by Nuvei on June 15, 2026
NEW YORK – August 6, 2026 – Payoneer Global Inc. (“Payoneer” or the “Company”) (NASDAQ: PAYO), the global financial technology company powering business growth across borders, today reported financial results for its second quarter ended June 30, 2026.
Second Quarter 2026 Financial Highlights
($ in mm unless otherwise noted)
2Q 2025
3Q 2025
4Q 2025
1Q 2026
2Q 2026
YoY Change
Revenue ex. interest income
$202.3
$211.4
$218.9
$210.1
$222.2
10%
Interest income
58.3
59.5
55.8
51.5
52.1
(11)%
Revenue
$260.6
$270.9
$274.7
$261.6
$274.3
5%
Transaction costs as a % of revenue
15.6%
15.7%
15.6%
13.5%
13.7%
(190) bps
Net income
$19.5
$14.1
$19.0
$19.6
($2.4)
N/A
Adjusted EBITDA
66.4
71.3
68.5
69.4
71.4
7%
Adjusted EBITDA ex. interest income
8.1
11.7
12.8
17.9
19.3
138%
Operational Metrics
Volume ($bn)
$20.7
$22.3
$24.8
$22.8
$23.7
15%
Average Revenue Per User (ARPU)1
$ 452
$ 471
$ 488
$ 513
$ 533
18%
Revenue as a % of volume ("Take Rate")
126 bps
121 bps
111 bps
115 bps
116 bps
(10) bps
SMB customer take rate2
120 bps
121 bps
113 bps
120 bps
118 bps
(2) bps
1.Please refer to “Additional Information and Definitions” for a description of ARPU.
2.SMB customer take rate represents revenue from SMBs who sell on marketplaces, B2B SMBs, and Checkout (previously known as Merchant Services), divided by the associated volume from each respective channel.
“Payoneer’s Q2 results reflect the strength of our business and execution of our team: double-digit revenue growth excluding interest, continued ARPU expansion, and a further acceleration of B2B volume growth to 48%. We’ve built highly differentiated assets over decades, including specialized infrastructure for cross border commerce, network effects that strengthen as we scale, and deep relationships with millions of global businesses who trust us to power their growth.
In June, we announced an agreement to be acquired by Nuvei. The transaction validates the strength of the business our team has built and by combining our complementary platforms, we will create a financial infrastructure leader that powers global commerce at scale.”
John Caplan, Chief Executive Officer
Second Quarter 2026 Business Highlights (unless otherwise noted)
●Revenue excluding interest income grew 10% year-over-year, driven by 15% volume growth led by a further acceleration in B2B volume growth.
●Volume of $23.7 billion increased 15% year-over-year, reflecting:
oSMBs that sell on marketplaces volume of $12.4 billion up 2% year-over-year.
oB2B volume of $4.3 billion, up 48% year-over-year driven by strong growth across all major regions and continued momentum acquiring larger customers, particularly in China and EMEA.
oCheckout volume of $332 million, up 52% year-over-year.
oEnterprise payouts volume of $6.6 billion, up 22% year-over-year.
●SMB customer revenue of $201 million grew 10% year-over-year, reflecting:
oSMBs that sell on marketplaces revenue of $119 million, up 2% year-over-year.
oB2B SMBs revenue of $69 million, up 18% year-over-year.
oCheckout revenue of $13 million, up 51% year-over-year.
●18% growth in ARPU, and 22% growth in ARPU excluding interest income, the eighth consecutive quarter of 20%+ growth in ARPU excluding interest income.
●$7.7 billion of customer funds (including both short-term and long-term funds) as of June 30, 2026. Customer funds growth of 10% year-over-year partially offsetting the impact of lower interest rates on year-over-year interest income.
●$16 million of share repurchases in Q2 2026 at a weighted average price of $4.91 per share. During Q2, Payoneer suspended repurchases under its share repurchase program in connection with the proposed transaction with Nuvei and does not intend to resume repurchases going forward while the transaction is still pending.
●On July 28, 2026, early termination of the waiting period under the Hart-Scott-Rodino Antitrust Improvements Act (HSR Act) was granted for the proposed transaction with Nuvei.
Proposed Transaction with Nuvei
As previously announced on June 15, 2026, Payoneer has entered into a definitive agreement under which Neon Maple Parent Inc., a corporation incorporated pursuant to the laws of Canada (“Nuvei”) will acquire Payoneer. Under the terms of the agreement, Nuvei
2026 Q1 Q1 2026 Earnings
8-K May 7, 2026
Q1 2026 Earnings
8-KMay 7, 2026
EX-99.1
2 payo-20260507xex99d1.htm
EX-99.1
Exhibit 99.1
Payoneer Reports First Quarter 2026 Financial Results
11% increase in revenue ex. interest and strong profitability
44% B2B volume growth reflects acceleration across every major region
Increases 2026 guidance
NEW YORK – May 7, 2026 – Payoneer Global Inc. (“Payoneer” or the “Company”) (NASDAQ: PAYO), the global financial technology company powering business growth across borders, today reported financial results for its first quarter ended March 31, 2026.
First Quarter 2026 Financial Highlights
($ in mm unless otherwise noted)
1Q 2025
2Q 2025
3Q 2025
4Q 2025
1Q 2026
YoY Change
Revenue ex. interest income
$188.6
$202.3
$211.4
$218.9
$210.1
11%
Interest income
58.0
58.3
59.5
55.8
51.5
(11)%
Revenue
$246.6
$260.6
$270.9
$274.7
$261.6
6%
Transaction costs as a % of revenue
16.0%
15.6%
15.7%
15.6%
13.5%
(250) bps
Net income
$20.6
$19.5
$14.1
$19.0
$19.6
(5)%
Adjusted EBITDA
65.4
66.4
71.3
68.5
69.4
6%
Adjusted EBITDA ex. interest income
7.5
8.1
11.7
12.8
17.9
140%
Operational Metrics
Volume ($bn)
$19.7
$20.7
$22.3
$24.8
$22.8
16%
Average Revenue Per User (ARPU)1
$ 439
$ 452
$ 471
$ 488
$ 513
17%
Revenue as a % of volume ("Take Rate")
125 bps
126 bps
121 bps
111 bps
115 bps
(10) bps
SMB customer take rate2
119 bps
120 bps
121 bps
113 bps
120 bps
1 bp
1.Please refer to “Additional Information and Definitions” for a description of ARPU.
2.SMB customer take rate represents revenue from SMBs who sell on marketplaces, B2B SMBs, and Checkout (previously known as Merchant Services), divided by the associated volume from each respective channel.
“In Q1 we delivered acceleration across major KPIs: revenue growth ex. interest accelerated to 11%, B2B volume growth more than doubled to 44%, and we delivered another quarter of significant core profitability expansion. We are driving broad-based momentum across our business, supported by differentiated assets that compound as we scale. We have infrastructure built on years of investment and innovation, network effects that strengthen as volumes grow, and platform depth that allows us to meet the needs of how our customers operate globally.
We're a profitable, scaled platform in a multi-trillion-dollar B2B market that's still in the early innings of digitization, and our strong Q1 results demonstrate we're capturing share. We are executing consistently, moving fast where we see opportunities, and building a business that's not just larger, but structurally more valuable, with deeper strategic advantages and stronger customer relationships."
John Caplan, Chief Executive Officer
First Quarter 2026 Business Highlights (unless otherwise noted)
●Revenue excluding interest income grew 11% year-over-year, driven by 16% volume growth led by a significant acceleration in B2B.
●SMB customer revenue of $189 million grew 12% year-over-year, reflecting:
oSMBs that sell on marketplaces revenue of $115 million, up 4% year-over-year.
oB2B SMBs revenue of $64 million, up 23% year-over-year.
oCheckout revenue of $10 million, up 46% year-over-year.
●B2B volume growth accelerated significantly to 44% year-over-year driven by strong growth in China, EMEA and APAC.
●Strong enterprise payouts momentum continued with 28% year-over-year volume growth.
●17% growth in ARPU, and 22% growth in ARPU excluding interest income, the seventh consecutive quarter of 20%+ growth in ARPU excluding interest income.
●1bp of SMB customer take rate expansion driven by mix shift towards higher yield products and services and the impact of our fee and monetization initiatives.
●$7.6 billion of customer funds (including both short-term and long-term funds) as of March 31, 2026. Customer funds growth of 15% year-over-year partially offset the impact of lower interest rates on year-over-year interest income.
●Significant year-over-year increase in share repurchases, with $74 million in the first quarter at a weighted average price of $5.16, vs $17 million in Q1 2025.
●Announced a strategic collaboration with FundPark, a fintech that provides financing solutions that help e-commerce businesses in Hong Kong accelerate their global business expansion.
2026 Outlook
“We begin 2026 with strong momentum. Revenue ex. interest is accelerating, robust growth in our B2B franchise is driving SMB take rate expansion, execution against our upmarket strategy is gaining traction and contributed to a seventh consecutive quarter of 20%+ growth in ARPU ex. interest, and core business profitability increased substantially. We’re un
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The information presented on this page, "PAYO Payoneer Global Inc. - Stocks Price | History | Analysis", including historical data, forecasts, news, insider information, and predictions, is provided for educational purposes only. It should not be considered as financial advice or a recommendation to buy or sell any securities. Decisions regarding investments should be made only after careful consideration and consultation with a qualified financial advisor. We do not endorse or guarantee the accuracy or reliability of the information provided, and we disclaim any liability for financial losses incurred as a result of decisions made based on the information presented.