1. Home
  2. IBOC
  3. Earnings

AI Earnings Predictions for International Bancshares Corporation (IBOC)

Machine learning predictions based on historical earnings data and price patterns

Latest Prediction

BUY

1-Day Prediction

+1.71%

$71.98

100% positive prob.

5-Day Prediction

+3.14%

$72.99

100% positive prob.

20-Day Prediction

+2.94%

$72.85

95% positive prob.

Price at prediction: $70.77 Confidence: 99.9% Model AUC: 1.0000 Quarter: Q4 2025

Earnings Transcripts

SEC 8-K filings with transcript text

View All
2025
Q4

Q4 2025 Earnings

8-K BUY

Feb 26, 2026 · 100% conf.

AI Prediction BUY

1D

+1.71%

$71.98

Act: -5.40%

5D

+3.14%

$72.99

Act: -5.37%

20D

+2.94%

$72.85

Price: $70.77 Prob +5D: 100% AUC: 1.000
0001104659-26-020307

INTERNATIONAL BANCSHARES CORPORATION_February 26, 2026 0000315709false00003157092026-02-262026-02-26 ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15 (d) of The Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): February 26, 2026 ​ ​

INTERNATIONAL BANCSHARES CORPORATION

(Exact name of registrant as specified in its charter) ​ -

Texas ​ 000-9439 ​ 74-2157138

(State or other jurisdiction ​ (Commission File ​ (IRS Employer

of incorporation) ​ Number) ​ Identification No.)

​ ​ ​

​ 1200 San Bernardo, Laredo, Texas ​ 78040-1359 ​

​ (Address of principal executive offices) ​ (Zip Code) ​

​ ​ Registrant's telephone number, including area code (956) 722-7611 ​ ​ None (Former name or former address, if changed since last report) ​ ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.below): ​ ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4 (c ) under the Exchange Act (17 CFR 240.13e-4 (c)) ​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​

Title of Each Class: ​ Trading Symbol (s): ​ Name of each exchange on which registered: ​

Common Stock, $1.00 par value ​

IBOC

​ The Nasdaq Stock Market ​

​ ​ ​

​ ​

Item 2.02          Results of Operations and Financial Condition. On February 26, 2026, International Bancshares Corporation issued a news release announcing net income for the twelve months ended December 31, 2025.  The news release, attached hereto and filed herewith as Exhibit 99, is incorporated by reference. All of the information furnished in Item 2.02 of this report, including the accompanying exhibits, is also intended to be included under “Item 7.01 – Regulation Fair Disclosure” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, is not subject to the liabilities of that section and shall not be incorporated by reference in any filing under the Securities Act of 1933, as amended. Item 9.01          Financial Statements and Exhibits ​ ​

EXHIBIT INDEX

Exhibit Number ​ ​ ​ Description

​ ​ ​

99 ​ News Release of International Bancshares Corporation dated February 26, 2026

104 ​ Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

INTERNATIONAL BANCSHARES CORPORATION

​ ​ ​

​ ​ ​

​ By: /s/ Dennis E. Nixon

​ ​ DENNIS E. NIXON, President

​ ​ and Chief Executive Officer

​ Date: February 26, 2026 ​ ​

3

2025
Q3

Q3 2025 Earnings

8-K

Nov 6, 2025

0001104659-25-107576

INTERNATIONAL BANCSHARES CORPORATION_November 6, 2025 0000315709false00003157092025-11-062025-11-06 ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15 (d) of The Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): November 6, 2025 ​ ​

INTERNATIONAL BANCSHARES CORPORATION

(Exact name of registrant as specified in its charter) ​ -

Texas ​ 000-9439 ​ 74-2157138

(State or other jurisdiction ​ (Commission File ​ (IRS Employer

of incorporation) ​ Number) ​ Identification No.)

​ ​ ​

​ 1200 San Bernardo, Laredo, Texas ​ 78040-1359 ​

​ (Address of principal executive offices) ​ (Zip Code) ​

​ ​ Registrant's telephone number, including area code (956) 722-7611 ​ ​ None (Former name or former address, if changed since last report) ​ ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.below): ​ ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4 (c ) under the Exchange Act (17 CFR 240.13e-4 (c)) ​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​

Title of Each Class: ​ Trading Symbol (s): ​ Name of each exchange on which registered: ​

Common Stock, $1.00 par value ​

IBOC

​ The Nasdaq Stock Market ​

​ ​ ​

​ ​

Item 2.02          Results of Operations and Financial Condition. On November 6, 2025, International Bancshares Corporation issued a news release announcing net income for the three and nine months ended September 30, 2025.  The news release, attached hereto and filed herewith as Exhibit 99, is incorporated by reference. All of the information furnished in Item 2.02 of this report, including the accompanying exhibits, is also intended to be included under “Item 7.01 – Regulation Fair Disclosure” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, is not subject to the liabilities of that section and shall not be incorporated by reference in any filing under the Securities Act of 1933, as amended. Item 9.01          Financial Statements and Exhibits ​ ​

EXHIBIT INDEX

Exhibit Number

Description

​ ​ ​

99 ​ News Release of International Bancshares Corporation dated November 6, 2025

104 ​ Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

INTERNATIONAL BANCSHARES CORPORATION

​ ​ ​

​ ​ ​

​ By: /s/ Dennis E. Nixon

​ ​ DENNIS E. NIXON, President

​ ​ and Chief Executive Officer

​ Date: November 6, 2025 ​ ​

3

2025
Q2

Q2 2025 Earnings

8-K

Aug 7, 2025

0001558370-25-010723

0000315709false00003157092025-08-072025-08-07 ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​ ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15 (d) of The Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported): August 7, 2025 ​ ​

INTERNATIONAL BANCSHARES CORPORATION

(Exact name of registrant as specified in its charter) ​ -

Texas ​ 000-9439 ​ 74-2157138

(State or other jurisdiction ​ (Commission File ​ (IRS Employer

of incorporation) ​ Number) ​ Identification No.)

​ ​ ​

​ 1200 San Bernardo, Laredo, Texas ​ 78040-1359 ​

​ (Address of principal executive offices) ​ (Zip Code) ​

​ ​ Registrant's telephone number, including area code (956) 722-7611 ​ ​ None (Former name or former address, if changed since last report) ​ ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.below): ​ ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐ Pre-commencement communications pursuant to Rule 13e-4 (c ) under the Exchange Act (17 CFR 240.13e-4 (c)) ​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​

Title of Each Class: ​ Trading Symbol (s): ​ Name of each exchange on which registered: ​

Common Stock, $1.00 par value ​

IBOC

​ The Nasdaq Stock Market ​

​ ​ ​

​ ​

Item 2.02          Results of Operations and Financial Condition. On August 7, 2025, International Bancshares Corporation issued a news release announcing net income for the three and six months ended June 30, 2025.  The news release, attached hereto and filed herewith as Exhibit 99, is incorporated by reference. All of the information furnished in Item 2.02 of this report, including the accompanying exhibits, is also intended to be included under “Item 7.01 – Regulation Fair Disclosure” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, is not subject to the liabilities of that section and shall not be incorporated by reference in any filing under the Securities Act of 1933, as amended. Item 9.01          Financial Statements and Exhibits ​ ​

EXHIBIT INDEX

Exhibit Number

Description

​ ​ ​

99 ​ News Release of International Bancshares Corporation dated August 7, 2025

104 ​ Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​

INTERNATIONAL BANCSHARES CORPORATION

​ ​ ​

​ ​ ​

​ By: /s/ Dennis E. Nixon

​ ​ DENNIS E. NIXON, President

​ ​ and Chief Executive Officer

​ Date: August 7, 2025 ​ ​

3

About International Bancshares Corporation (IBOC) Earnings

This page provides International Bancshares Corporation (IBOC) earnings call transcripts from SEC 8-K filings along with AI-powered predictions for post-earnings price movements. Our machine learning models analyze historical earnings data, pre-earnings price patterns, volume changes, and volatility to predict 1-day, 5-day, and 20-day returns after each earnings release.

Earnings transcripts are sourced directly from SEC EDGAR filings. Predictions are generated using gradient boosting models trained on IBOC's historical earnings reactions. All predicted returns are shown as percentages, and predicted prices are calculated from the closing price at the time of prediction. Past performance does not guarantee future results.

Share on Social Networks: