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AI Earnings Predictions for First Bancorp Inc (ME) (FNLC)

Machine learning predictions based on historical earnings data and price patterns

Latest Prediction

SELL

1-Day Prediction

-1.49%

$27.23

0% positive prob.

5-Day Prediction

-3.05%

$26.80

0% positive prob.

20-Day Prediction

-1.20%

$27.31

0% positive prob.

Price at prediction: $27.64 Confidence: 100.0% Model AUC: 1.0000 Quarter: Q4 2025

Earnings Transcripts

SEC 8-K filings with transcript text

View All
2025
Q4

Q4 2025 Earnings

8-K SELL

Jan 21, 2026 · 100% conf.

AI Prediction SELL

1D

-1.49%

$27.23

Act: -0.62%

5D

-3.05%

$26.80

Act: -4.16%

20D

-1.20%

$27.31

Act: +2.82%

Price: $27.64 Prob +5D: 0% AUC: 1.000
0000765207-26-000005

fnlc-202601210000765207false00007652072026-01-212026-01-21

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of report (Date of earliest event reported): January 21, 2026

THE FIRST BANCORP, INC.

(Exact name of Registrant as specified in charter)

Maine (State or other jurisdiction of incorporation)

0-2658901-0404322 (Commission file number)(IRS employer identification no.)

Main StreetDamariscottaMaine04543 (Address of principal executive offices)(Zip Code)

(207) 563-3195 (Registrant's telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligations of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4 (c))

Securities registered pursuit to Section 12(b) of the Exchange Act: None

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

TABLE OF CONTENTS

Item 2.02 Results of Operations and Financial Condition     Page 1

Item 9.01 Financial Statements and Exhibits.         Page 1

Signatures                      Page 2

Exhibit Index                 Page 3

Item 2.02 Results of Operations and Financial Condition.

January 21, 2026, the Registrant issued the press release filed herewith as Exhibit 99.1 with information regarding the results of operations and financial condition of the First Bancorp, Inc. for the year ended December 31, 2024.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.


The following Exhibit is being furnished herewith:

99.1 Registrant's Press Release dated January 21, 2026

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

THE FIRST BANCORP, INC.

By: /s/ Richard M. Elder


Richard M. Elder Executive Vice President & Chief Financial Officer

January 21, 2026

Exhibit Index


Exhibit Number Description of Exhibit

99.1 Registrant's Press Release dated January 21, 2026

2025
Q3

Q3 2025 Earnings

8-K

Oct 22, 2025

0000765207-25-000050

fnlc-202510220000765207false00007652072025-10-222025-10-22

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of report (Date of earliest event reported): October 22, 2025

THE FIRST BANCORP, INC.

(Exact name of Registrant as specified in charter)

Maine (State or other jurisdiction of incorporation)

0-2658901-0404322 (Commission file number)(IRS employer identification no.)

Main StreetDamariscottaMaine04543 (Address of principal executive offices)(Zip Code)

(207) 563-3195 (Registrant's telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligations of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4 (c))

Securities registered pursuit to Section 12(b) of the Exchange Act:

Title of Each ClassTrading SymbolName of each exchange on which registered Common Stock, par value $0.01 per shareFNLCNASDAQ Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

TABLE OF CONTENTS

Item 2.02 Results of Operations and Financial Condition     Page 1

Item 9.01 Financial Statements and Exhibits.         Page 1

Signatures                      Page 2

Exhibit Index                 Page 3

Item 2.02 Results of Operations and Financial Condition.

On October 22, 2025, the Registrant issued the press release filed herewith as Exhibit 99.1 with information regarding the results of operations and financial condition of the First Bancorp, Inc. for the quarter ended September 30, 2025.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.


The following Exhibit is being furnished herewith:

99.1 Registrant's Press Release dated October 22, 2025

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

THE FIRST BANCORP, INC.

By: /s/ Richard M. Elder


Richard M. Elder Executive Vice President & Chief Financial Officer

October 22, 2025

Exhibit Index


Exhibit Number Description of Exhibit

99.1 Registrant's Press Release dated October 22, 2025

2025
Q2

Q2 2025 Earnings

8-K

Jul 23, 2025

0000765207-25-000042

fnlc-202507230000765207false00007652072025-04-232025-04-23

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of report (Date of earliest event reported): July 23, 2025

THE FIRST BANCORP, INC.

(Exact name of Registrant as specified in charter)

Maine (State or other jurisdiction of incorporation)

0-2658901-0404322 (Commission file number)(IRS employer identification no.)

Main StreetDamariscottaMaine04543 (Address of principal executive offices)(Zip Code)

(207) 563-3195 (Registrant's telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligations of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4 (c))

Securities registered pursuit to Section 12(b) of the Exchange Act:

Title of Each ClassTrading SymbolName of each exchange on which registered Common Stock, par value $0.01 per shareFNLCNASDAQ Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

TABLE OF CONTENTS

Item 2.02 Results of Operations and Financial Condition     Page 1

Item 9.01 Financial Statements and Exhibits.         Page 1

Signatures                      Page 2

Exhibit Index                 Page 3

Item 2.02 Results of Operations and Financial Condition.

On July 23, 2025, the Registrant issued the press release filed herewith as Exhibit 99.1 with information regarding the results of operations and financial condition of the First Bancorp, Inc. for the quarter ended June 30, 2025.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.


The following Exhibit is being furnished herewith:

99.1 Registrant's Press Release dated July 23, 2025

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

THE FIRST BANCORP, INC.

By: /s/ Richard M. Elder


Richard M. Elder Executive Vice President & Chief Financial Officer

July 23, 2025

Exhibit Index


Exhibit Number Description of Exhibit

99.1 Registrant's Press Release dated July 23, 2025

About First Bancorp Inc (ME) (FNLC) Earnings

This page provides First Bancorp Inc (ME) (FNLC) earnings call transcripts from SEC 8-K filings along with AI-powered predictions for post-earnings price movements. Our machine learning models analyze historical earnings data, pre-earnings price patterns, volume changes, and volatility to predict 1-day, 5-day, and 20-day returns after each earnings release.

Earnings transcripts are sourced directly from SEC EDGAR filings. Predictions are generated using gradient boosting models trained on FNLC's historical earnings reactions. All predicted returns are shown as percentages, and predicted prices are calculated from the closing price at the time of prediction. Past performance does not guarantee future results.

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