AI Earnings Predictions for First Foundation Inc. (FFWM)

FIRST FOUNDATION INC._January 29, 2026 0001413837false00014138372026-01-292026-01-29 ​ ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

​

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 29, 2026 ​

FIRST FOUNDATION INC.

(Exact name of registrant as specified in its charter) ​ ​ ​

​

​

​

​

Delaware ​ 001-36461 ​ 20-8639702

(State or other jurisdiction of incorporation) ​ (Commission File Number) ​ (IRS Employer Identification Number)

​ ​

​

​

5221 N. O’Connor Blvd. #1378 ​ ​

Irving, Texas ​ 75201

(Address of Principal Executive Offices) ​ (Zip Code)

​ (469) 638-9636 (Registrant’s Telephone Number, Including Area Code) N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ​

​

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

​ Securities registered pursuant to Section 12(b) of the Act: ​ ​

​

​

​

​

Title of each class ​ Trading Symbol(s) ​ Name of each exchange on which registered

​ ​ ​ ​ ​

Common Stock ​

FFWM

​ New York Stock Exchange

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​

​ ​

​

Item 2.02 Results of Operations and Financial Condition

​ On January 29, 2026, First Foundation Inc. (“the Company”) issued an earnings release reporting its consolidated financial results as of and for the quarter and year ended December 31, 2025. A copy of that earnings release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. In accordance with General Instruction B.2 of Form 8-K, the information contained in this Current Report on Form 8-K, including Exhibit 99.1, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that Section, and such information and that Exhibit shall not be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended. ​

Item 9.01 Financial Statements and Exhibits

​ ​

​

​

Exhibit No. ​ ​ ​ ​ Description

99.1

Earnings Release dated January 29, 2026 announcing the consolidated financial results of First Foundation Inc. as of and for the quarter and year ended December 31, 2025.

​ ​ ​

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​ ​ ​ ​

​ ​

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ Uly

​

​

​

​ ​ ​ ​

FIRST FOUNDATION INC.

​ ​ ​

Date: January 29, 2026 ​ By: /s/ JAMIE BRITTON

​ ​ ​ Jamie Britton

​ ​ ​ Executive Vice President and Chief Financial Officer

​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

FIRST FOUNDATION INC._October 30, 2025 0001413837false00014138372025-10-302025-10-30 ​ ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

​

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 30, 2025 ​

FIRST FOUNDATION INC.

(Exact name of registrant as specified in its charter) ​ ​ ​

​

​

​

​

Delaware ​ 001-36461 ​ 20-8639702

(State or other jurisdiction of incorporation) ​ (Commission File Number) ​ (IRS Employer Identification Number)

​ ​

​

​

5221 N. O’Connor Blvd. #1378 ​ ​

Irving, Texas ​ 75201

(Address of Principal Executive Offices) ​ (Zip Code)

​ (469) 638-9636 (Registrant’s Telephone Number, Including Area Code) N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ​

​

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

​ Securities registered pursuant to Section 12(b) of the Act: ​ ​

​

​

​

​

Title of each class ​ Trading Symbol(s) ​ Name of each exchange on which registered

​ ​ ​ ​ ​

Common Stock ​

FFWM

​ New York Stock Exchange

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​

​ ​

​

Item 2.02 Results of Operations and Financial Condition

​ On October 30, 2025, First Foundation Inc. (“the Company”) issued an earnings release reporting its consolidated financial results as of and for the quarter ended September 30, 2025. A copy of that earnings release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.  Additionally, the Company has cancelled its quarterly earnings conference call previously scheduled for 11:00 a.m. Eastern Time on October 30, 2025. On October 27, 2025, the Company issued a preliminary overview of its financial results for the third quarter of 2025, which was included on slide 45 of the Investor Presentation (the “Preliminary Earnings Information”), which was filed as Exhibit 99.1 to the Company’s Form 8-K submitted on the same date.  The Preliminary Earnings Information is incorporated herein by reference and provides additional context regarding the Company’s performance and outlook for the quarter. In accordance with General Instruction B.2 of Form 8-K, the information contained in this Current Report on Form 8-K, including Exhibit 99.1, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that Section, and such information and that Exhibit shall not be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended. ​

Item 9.01 Financial Statements and Exhibits

​ ​

​

​

Exhibit No.

Description

99.1

Earnings Release dated October 30, 2025 announcing the consolidated financial results of First Foundation Inc. as of and for the quarter ended September 30, 2025.

​ ​ ​

99.2

Investor Presentation dated October 27, 2025 (incorporated herein by reference from Exhibit 99.1 to the Company’s Form 8-K, filed October 27, 2025).

​ ​ ​

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​ ​ ​ ​

​ ​

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ Uly

​

​

​

​

FIRST FOUNDATION INC.

​ ​ ​

Date: October 30, 2025 ​ By: /s/ JAMIE BRITTON

​ ​ ​ Jamie Britton

​ ​ ​ Executive Vice President and Chief Financial Officer

​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

0001413837false00014138372025-07-312025-07-31 ​ ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

​

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 31, 2025 ​

FIRST FOUNDATION INC.

(Exact name of registrant as specified in its charter) ​ ​ ​

​

​

​

​

Delaware ​ 001-36461 ​ 20-8639702

(State or other jurisdiction of incorporation) ​ (Commission File Number) ​ (IRS Employer Identification Number)

​ ​

​

​

5221 N. O’Connor Blvd. #1378 ​ ​

Irving, Texas ​ 75201

(Address of Principal Executive Offices) ​ (Zip Code)

​ (469) 638-9636 (Registrant’s Telephone Number, Including Area Code) N/A (Former name or former address, if changed since last report.) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ​

​

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

​ Securities registered pursuant to Section 12(b) of the Act: ​ ​

​

​

​

​

Title of each class ​ Trading Symbol(s) ​ Name of each exchange on which registered

​ ​ ​ ​ ​

Common Stock ​

FFWM

​ New York Stock Exchange

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​

​ ​

​

Item 2.02 Results of Operations and Financial Condition

​ On July 31, 2025, First Foundation Inc. issued an earnings release reporting its consolidated financial results as of and for the quarter ended June 30, 2025. A copy of that earnings release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. In accordance with General Instruction B.2 of Form 8-K, the information contained in this Current Report on Form 8-K, including Exhibit 99.1, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that Section, and such information and that Exhibit shall not be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended. ​

Item 9.01 Financial Statements and Exhibits

​ ​

​

​

Exhibit No.

Description

99.1

Earnings Release dated July 31, 2025 announcing the consolidated financial results of First Foundation Inc. as of and for the quarter ended June 30, 2025.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

​ ​ ​ ​ ​ ​

​ ​

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ Uly

​

​

​

​

FIRST FOUNDATION INC.

​ ​ ​

Date: July 31, 2025 ​ By: /s/ JAMIE BRITTON

​ ​ ​ Jamie Britton

​ ​ ​ Executive Vice President and Chief Financial Officer

​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​