as of 10-27-2026 12:06pm EST
First Community Corp is a bank holding company. Along with its subsidiaries, it provides various banking products and services for professionals and small and medium-sized businesses, including consumer and commercial banking, mortgage, brokerage and investment, online banking, and insurance services. The company offers checking, savings, money market, individual retirement, and certificates of deposit accounts, and its lending lines include consumer loans, real estate loans, home improvement loans, home loans, flex loans, construction loans, agricultural loans, and others. The company's reportable segments are: Commercial and Retail Banking, which derives maximum revenue; Mortgage Banking; Investment Advisory and Non-Deposit; and Corporate.
| Founded: | 1994 | Country: | United States |
| Employees: | N/A | City: | LEXINGTON |
| Market Cap: | 320.5M | IPO Year: | 2012 |
| Target Price: | $37.83 | AVG Volume (30 days): | 32.6K |
| Analyst Decision: | Strong Buy | Number of Analysts: | 3 |
| Dividend Yield: | Dividend Payout Frequency: | quarterly | |
| EPS: | 1.39 | EPS Growth: | 36.46 |
| 52 Week Low/High: | $26.42 - $35.73 | Next Earning Date: | 10-21-2026 |
| Revenue: | $922,000 | Revenue Growth: | -3.15% |
| Revenue Growth (this year): | 26.98% | Revenue Growth (next year): | 6.20% |
| P/E Ratio: | 23.73 | Index: | |
| Free Cash Flow: | 17.6M | FCF Growth: | -48.86% |
Director
Avg Cost/Share
$32.57
Shares
0
Total Value
$15.46
Owned After
9,855
SEC Form 4
Director
Avg Cost/Share
$34.05
Shares
14,800
Total Value
$503,940.00
Owned After
120,655
SEC Form 4
Director
Avg Cost/Share
$33.95
Shares
1,250
Total Value
$42,431.25
Owned After
10,855
SEC Form 4
Executive Vice President
Avg Cost/Share
$34.00
Shares
7,936
Total Value
$269,824.00
Owned After
9,855
SEC Form 4
Executive Vice President
Avg Cost/Share
$34.00
Shares
963
Total Value
$32,742.00
Owned After
9,855
SEC Form 4
| Insider | Ticker | Relationship | Date | Transaction | Avg Cost | Shares | Total Value | Owned After | SEC Forms |
|---|---|---|---|---|---|---|---|---|---|
| Deutsch Fred Joseph | FCCO | Director | Oct 5, 2026 | Sell | $32.57 | 0 | $15.46 | 9,855 | |
| Been Jonathan W | FCCO | Director | Sep 3, 2026 | Sell | $34.05 | 14,800 | $503,940.00 | 120,655 | |
| Sosebee Jane S | FCCO | Director | Aug 25, 2026 | Buy | $33.95 | 1,250 | $42,431.25 | 10,855 | |
| Deutsch Fred Joseph | FCCO | Executive Vice President | Aug 24, 2026 | Sell | $34.00 | 7,936 | $269,824.00 | 9,855 | |
| Deutsch Fred Joseph | FCCO | Executive Vice President | Aug 21, 2026 | Sell | $34.00 | 963 | $32,742.00 | 9,855 |
SEC 8-K filings with transcript text
Oct 21, 2026 · 100% conf.
1D
+1.79%
$33.61
Act: +0.46%
5D
+4.18%
$34.40
20D
+3.37%
$34.13
2 e26429_ex99-1.htm
Exhibit 99.1
News Release
For Release October 21, 2026
Contact: Michael C. Crapps, Chief Executive Officer and President
D. Shawn Jordan, Executive Vice President & Chief Financial Officer
Robin D. Brown, Executive Vice President & Chief Marketing Officer
(803) 951-2265
First Community Corporation Announces Third Quarter Results and Cash Dividend
LEXINGTON, S.C., October 21, 2026 –Today, First Community Corporation (Nasdaq: FCCO), the holding company for First Community Bank, announced earnings and discussed the results of operations and the company’s activities during the third quarter of 2026.
Highlights for the third quarter of 2026 include:
·Net income of $8.044 million during the third quarter of 2026, an increase of 54.9% year-over-year and 5.9% on a linked quarter basis. Net income excluding the after-tax effect of merger expenses1 during the third quarter of 2026 of $8.123 million, an increase of 44.3% year-over-year and 1.8%, on a linked quarter basis.
·Net income for the nine months ended September 30, 2026 of $21.137 million, a 47.0% increase over the same time period in 2025. Net income for the nine months ended September 30, 2026, excluding the after-tax effect of merger expenses1, of $22.857 million, an increase of 52.5% year-over-year.
·Diluted EPS of $0.85 per common share during the third quarter of 2026, an increase of 26.9% year-over-year and 6.3% on a linked quarter basis. Diluted EPS for the third quarter of 2026, excluding the after-tax effect of merger expenses1 of $0.86, an increase of 19.4% year-over-year and 2.4% on a linked quarter basis.
·Diluted EPS of $2.24 per common share for the nine months ended September 30, 2026, an increase of 21.1% over the same time period in 2025. Diluted EPS excluding the after-tax effect of merger expenses1 of $2.42 for the nine months ended September 30, 2026, an increase of 25.4% over the same time period in 2025.
·Net interest margin, on a tax equivalent basis, of 3.59%, an expansion of eight basis points compared to the second quarter of 2026. This is the tenth consecutive quarter of margin expansion.
·Total loans were $1.610 billion at September 30, 2026 with growth of $32.1 million during the quarter, an annualized growth rate of 8.1%. Year-to-date loan growth through September 30, 2026 is $299.4 million. This growth includes $195.7 million related to the acquisition of Signature Bank of Georgia. Excluding the impact of the day one Signature Bank acquisition balances, organic loan growth was $103.7 million during the first nine months of 2026 which represents a 10.6% annualized growth rate.
·Shareholders equity to total assets was 9.74% at September 30, 2026, compared to 8.14% at December 31, 2025. Capital ratios including the Tangible Common Shareholders’ Equity to Tangible Assets1 (TCE) and the Leverage ratio increased to 8.50% and 9.52%, respectively, from 7.47% and 8.66%, respectively, at December 31, 2025.
·Key credit quality metrics continue to be strong with net charge-offs, including overdrafts, during the third quarter of 2026 of $9 thousand; net loan recoveries, excluding overdrafts, during the quarter of $5 thousand; non-performing assets of 0.04%; and past due loans of 0.27% at September 30, 2026.
·Investment advisory revenue of $2.605 million, an increase of 39.9% year-over-year and 14.0% on a linked quarter basis. Year to date investment advisory revenue of $7.162 million, an increase of 32.2% over the same time period in 2025. Assets under management (AUM) were $1.404 billion at September 30, 2026, compared to $1.378 billion at June 30, 2026, $1.170 billion at December 31, 2025, and $1.103 billion at September 30, 2025.
·Cash dividend of $0.17 per common share, the 99th consecutive quarter of cash dividends paid to common shareholders.
1 Considered non-GAAP financial measure – See Non-GAAP Financial Measures and reconciliation of non-GAAP financial measures to GAAP on pages 11 and 12.
Earnings
Net income for the third quarter of 2026 was $8.044 million with diluted earnings per common share of $0.85. This compares to net income and diluted earnings per common share of $5.192 million and $0.67, respectively, year-over-year and $7.595 million and $0.80, respectively, on a linked quarter basis. Net income excluding the after-tax effect of merger expenses1 was $8.123 million, an increase of 44.3% year-over-year and 1.8%, on a linked quarter basis. Diluted EPS excluding the after-tax effect of merger expenses1 was $0.86, an increase of 19.4% year-over-year and 2.4% on a linked quarter basis. Results reported include the impact of the acquisition of Signature Bank of Georgia, which closed on January 8, 2026.
Year-to-date through September 30, 2026, net income was $21.137 million
compared to $14.375 million during the first nine months of 2025. Diluted earnings per share for the first nine months of 2026 were $2.24 compared to $1.85 during the same time period in 2025. Net
Jul 22, 2026 · 100% conf.
1D
+1.83%
$33.08
Act: +1.45%
5D
+3.87%
$33.75
Act: +8.91%
20D
+3.29%
$33.56
2 e26306_ex99-1.htm
News Release
For Release July 22, 2026
9:00
Contact: Michael C. Crapps, Chief Executive Officer and President
D. Shawn Jordan, Executive Vice President & Chief Financial Officer or
Robin D. Brown, Executive Vice President & Chief Marketing Officer
(803) 951-2265
First Community Corporation Announces Leadership Transition, Second Quarter Results and Increased Cash Dividend
LEXINGTON, S.C., July 22, 2026 – Today, First Community Corporation (Nasdaq: FCCO), the holding company for First Community Bank, announced planned changes to the bank’s executive leadership team and discussed the results of operations and the company’s activities during the second quarter of 2026.
The company announced that J. Ted Nissen will retire from his role as CEO and President of First Community Bank and as a director of the bank and its holding company, First Community Corporation, effective December 31, 2026. Mr. Nissen is a founding member of the bank’s Executive Leadership Team and he has dedicated over four decades to the banking industry, thirty-one of those years at First Community Bank. He has served many industry and community organizations throughout his career including the South Carolina Bankers Association, the South Carolina Small Business Development Corporation, and the Lexington Medical Center Foundation, all of which have benefited from his talents and his commitment to actively supporting our industry and our local community. Mike Crapps, CEO and President of First Community Corporation, commented on Mr. Nissen’s retirement by saying, “Through his passion and hard work, Ted has contributed so much to so many during his very distinguished career. His contributions to First Community Bank have been significant, his impact is felt throughout our organization, and we will continue to benefit from the legacy that he has created for years to come. Words are not adequate to express our thanks to Ted for all that he has done for First Community and for all that he has meant to our board, our executive team, our employees, our customers, and our community members. We all wish him well as he moves into this next season.”
With Mr. Nissen’s retirement, the CEO and President role will be split and effective January 1, 2027, Vaughan R. Dozier will become Chief Executive Officer of First Community Bank and Joseph A. “Drew” Painter will become President of the bank. With their new roles, Mr. Dozier and Mr. Painter will join the company’s and bank’s board of directors. In his new position as CEO, Mr. Dozier will be responsible for overall bank operations and the oversight of the bank’s Executive Leadership Team including finance, credit, risk, operations, human resources, and marketing as well as the bank’s residential mortgage lending line of business. As President, Mr. Painter will be responsible for commercial and retail banking, financial planning and investment advisory services, and government guaranteed lending, as well as the bank’s Business Services and Branch Administration areas. Mr. Dozier and Mr. Painter are both seasoned bankers with long tenures with First Community, eighteen and twenty-three years, respectively. Both have much institution and industry knowledge that they will bring to their new roles. Both understand First Community’s business and culture on a deep level. Each has been incredibly successful in their various roles with the bank, having most recently served as Co-Commercial and Retail Banking Officers leading significant geographic regions for the bank in addition to their service on the bank’s Executive Leadership Team. Each has graduated from the First Community Bank Leadership Institute and each has also been recognized by the South Carolina Bankers Association as a Young Banker of the Year.
Also, effective January 1, 2027, Michael Cromer and Trey Werner will assume the roles of Regional Executives, each responsible for the oversight of a geographic region of First Community’s network of banking offices. Mr. Cromer will oversee the Midlands region of South Carolina and the CSRA region of South Carolina and Georgia, while Mr. Werner will oversee the Upstate and Piedmont regions of South Carolina as well as the Atlanta/Sandy Springs, Georgia region. Both have had successful tenures with the bank, Mr. Cromer for eighteen years and Mr. Werner for ten years. They are seasoned and talented bankers who will positively impact these important regions for the bank in their new leadership roles.
Mike Crapps will continue in his role as CEO and President of First Community Corporation focusing on board and corporate governance, investor relations, strategy, balance sheet and capital management, and leadership development.
Commenting on the announced leadership transition, First Community board Chairman Jimmy Chao said, “The long-term success and sustainability of First Community Bank has been and continues to be an ongoing focus of our company and we have made i
Apr 22, 2026
2 e26215_ex99-1.htm
News Release
For Release April 22, 2026
Contact:D. Shawn Jordan, Executive Vice President & Chief Financial Officer or
Robin D. Brown, Executive Vice President & Chief Marketing Officer
(803) 951-2265
First Community Corporation Announces First Quarter Results and Cash Dividend
Lexington, SC – April 22, 2026
Highlights for First Quarter 2026
·Net income of $5.498 million, an increase of 37.6% year-over-year and 13.8% on a linked quarter basis. Net income excluding merger expenses1 of $6.754 million, an increase of 69.0% year-over-year and 26.1%, on a linked quarter basis.
·Diluted EPS of $0.59 per common share, an increase of 15.7% year-over-year and a decrease of 4.8% on a linked quarter basis. Diluted EPS excluding merger expenses1 of $0.72, an increase of 41.1% year-over-year and 4.3% on a linked quarter basis.
·Total deposits were $2.048 billion at March 31, 2026 with growth of $298.7 million during the quarter, including $229.8 related to the acquisition of Signature Bank of Georgia (“Signature Bank”). Excluding the impact of the day one Signature Bank acquisition balances, organic deposit growth was $68.9 during the first quarter of 2026, which represents 16.0% linked quarter annualized growth.
·Total loans were $1.549 billion at March 31, 2026 with growth of $238.1 million during the quarter, including $195.5 million related to the acquisition of Signature Bank. Excluding the impact of the day one Signature Bank acquisition balances, organic loan growth was $42.6 million during the first quarter of 2026, which represents 13.2% linked quarter annualized growth.
·Capital ratios including the Tangible common shareholders’ equity to tangible assets1 (TCE) and the Leverage ratio increased to 7.93% and 9.06%, respectively.
·Net interest margin, on a tax equivalent basis, of 3.37%, an expansion of five basis points compared to the fourth quarter of 2025. This is the eighth consecutive quarter of margin expansion.
·Key credit quality metrics continue to be strong with net charge-offs, including overdrafts, during the first quarter of 2026 of $5 thousand; net loan recoveries, excluding overdrafts, during the quarter of $4 thousand; non-performing assets of 0.04%; and past due loans of 0.17% at March 31, 2026.
·Investment advisory revenue of $2.271 million. Assets under management (AUM) were $1.130 billion at March 31, 2026, compared to the December 31, 2025 AUM amount of $1.170 billion.
·Cash dividend of $0.16 per common share, the 97th consecutive quarter of cash dividends paid to common shareholders.
1 Considered non-GAAP financial measure – see Non-GAAP Financial Measures and reconciliation of non-GAAP financial measures to GAAP on pages 10 and 11.
Today, First Community Corporation (Nasdaq: FCCO), the holding company for First Community Bank, announced earnings and discussed the results of operations and the company’s activities during the first quarter of 2026.
First Community reported net income for the first quarter of 2026 of $5.498 million with diluted earnings per common share of $0.59. This compares to net income and diluted earnings per common share of $3.997 million and $0.51, respectively, year-over-year and $4.830 million and $0.62, respectively, on a linked quarter basis. First quarter of 2026 results include the impact of the acquisition of Signature Bank, which was closed on January 8, 2026. Net income excluding merger expenses1 was $6.754 million, an increase of 69.0% year-over-year and 26.1%, on a linked quarter basis. Diluted EPS excluding merger expenses1 was $0.72, an increase of 41.1% year-over-year and 4.3% on a linked quarter basis.
Cash Dividend and Capital
The Board of Directors has approved a cash dividend for the first quarter of 2026 of $0.16 per common share. This dividend is payable on May 19, 2026 to shareholders of record of the company’s common stock as of May 5, 2026. First Community President and CEO, Mike Crapps commented, “The entire board is pleased that our performance enables the company to continue its cash dividend for the 97th consecutive quarter.”
Each of the regulatory capital ratios for the bank exceeds the well capitalized minimum levels currently required by regulatory statute. At March 31, 2026, the bank’s regulatory capital ratios, Leverage, Tier I Risk Based and Total Risk Based, were 9.06%, 12.80%, and 13.95%, respectively. This compares to the same ratios as of March 31, 2025 of 8.45%, 12.90%, and 13.99%, respectively. As of March 31, 2026, the bank’s Common Equity Tier I ratio was 12.80% compared to 12.90% at March 31, 2025. The bank’s Tangible common shareholders’ equity to tangible assets1 (TCE) was 7.93% at March 31, 2026 compared to 7.47% at December 31, 2025 and 6.66% as of March 31, 2025.
Tangible Book Value (TBV) per share1 increased during the quarter to $19.88 per share at March 31, 2026, from $19.84 per share as of December 31, 2025, and $17.56 at March 31, 2025.
During the first
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