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AI Earnings Predictions for Deluxe Corporation (DLX)

Machine learning predictions based on historical earnings data and price patterns

Latest Prediction

BUY

1-Day Prediction

+7.98%

$30.17

100% positive prob.

5-Day Prediction

+10.16%

$30.78

100% positive prob.

20-Day Prediction

+10.05%

$30.75

95% positive prob.

Price at prediction: $27.94 Confidence: 99.1% Model AUC: 1.0000 Quarter: Q4 2025

Earnings Transcripts

SEC 8-K filings with transcript text

View All
2025
Q4

Q4 2025 Earnings

8-K/A BUY

Feb 5, 2026 · 99% conf.

AI Prediction BUY

1D

+7.98%

$30.17

Act: -0.50%

5D

+10.16%

$30.78

Act: -7.37%

20D

+10.05%

$30.75

Price: $27.94 Prob +5D: 100% AUC: 1.000
0000027996-26-000011

dlx-202601280000027996false00000279962026-01-282026-01-28

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K/A

(Amendment No. 1)

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 28, 2026

DELUXE CORPORATION

(Exact name of registrant as specified in its charter)

MN1-794541-0216800

(State or other jurisdiction(Commission(I.R.S. Employer of incorporation)File Number)Identification No.)

801 S. Marquette Ave., Minneapolis, MN 55402-2807 (Address of principal executive offices)(Zip Code)

(651) 483-7111 Registrant's telephone number, including area code

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each classTrading symbol(s)Name of each exchange on which registered Common stock, par value $1.00 per shareDLXNYSE

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ☐ Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Explanatory Note

The Company is filing this Amendment No. 1 to its January 28, 2026 Current Report on Form 8-K solely to furnish an amended version of the earnings release (the "Amended Earnings Release") originally furnished on January 28, 2026 (“Original Earnings Release”) reflecting the impact of incremental non-cash amortization expense and a reclassification between current and non-current liabilities.

The Amended Earnings Release reflects an increase of $4.1 million in amortization expense for the quarter and year ended December 31, 2025 and a $20.9 million reduction in current portion of long-term debt, with a corresponding increase in long-term debt. Other than the resulting impacts on the Company's Consolidated Statements of Income, Balance Sheet, and Statement of Cash Flows, no other changes have been made to the Original Earnings Release.

Section 2 - Financial Information

Item 2.02 Results of Operations and Financial Condition.

On February 4, 2026, the Company posted the Amended Earnings Release to the Investor Relations section of its website, as described in the Explanatory Note above. The full text of the Amended Earnings Release is furnished herewith as Exhibit 99.1 and is incorporated herein by reference.

The information in this Item 2.02 and Exhibit 99.1 shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall it be deemed incorporated by reference into any filings under the Securities Act of 1933, as amended.

Section 9 - Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.

Exhibit NumberDescription 99.1Amended Earnings Release, dated January 28, 2026, of Deluxe Corporation reporting results from fourth quarter 2025 (furnished)

101.INSXBRL Instance Document – the instance document does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document 101.SCHXBRL Taxonomy Extension Schema Document 101.LABXBRL Taxonomy Extension Label Linkbase Document 101.PREXBRL Taxonomy Extension Presentation Linkbase Document 104Cover page interactive data file (formatted as Inline XBRL and contained in Exhibit 101)

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: February 4, 2026

DELUXE CORPORATION

/s/ Jeffrey L. Cotter

Jeffrey L. Cotter Senior Vice President, Chief Administrative Officer and General Counsel

3

2025
Q4

Q4 2025 Earnings

8-K BUY

Jan 28, 2026 · 99% conf.

AI Prediction BUY

1D

+7.98%

$30.17

Act: -0.50%

5D

+10.16%

$30.78

Act: -7.37%

20D

+10.05%

$30.75

Price: $27.94 Prob +5D: 100% AUC: 1.000
0000027996-26-000007

dlx-202601280000027996false00000279962026-01-282026-01-28

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 28, 2026

DELUXE CORPORATION

(Exact name of registrant as specified in its charter)

MN1-794541-0216800

(State or other jurisdiction(Commission(I.R.S. Employer of incorporation)File Number)Identification No.)

801 S. Marquette Ave., Minneapolis, MN 55402-2807 (Address of principal executive offices)(Zip Code)

(651) 483-7111 Registrant's telephone number, including area code

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each classTrading symbol(s)Name of each exchange on which registered Common stock, par value $1.00 per shareDLXNYSE

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ☐ Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Section 2 - Financial Information

Item 2.02 Results of Operations and Financial Condition.

Furnished as Exhibit 99.1 is the earnings release of Deluxe Corporation reporting results from fourth quarter 2025.

The information in this Item 2.02 and Exhibit 99.1 shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall it be deemed incorporated by reference into any filings under the Securities Act of 1933, as amended.

Section 9 - Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.

Exhibit NumberDescription 99.1Earnings Release, dated January 28, 2026, of Deluxe Corporation reporting results from fourth quarter 2025 (furnished)

101.INSXBRL Instance Document – the instance document does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document 101.SCHXBRL Taxonomy Extension Schema Document 101.LABXBRL Taxonomy Extension Label Linkbase Document 101.PREXBRL Taxonomy Extension Presentation Linkbase Document 104Cover page interactive data file (formatted as Inline XBRL and contained in Exhibit 101)

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: January 28, 2026

DELUXE CORPORATION

/s/ Jeffrey L. Cotter

Jeffrey L. Cotter Senior Vice President, Chief Administrative Officer and General Counsel

3

2025
Q3

Q3 2025 Earnings

8-K

Nov 5, 2025

0000027996-25-000188

dlx-202511050000027996false00000279962025-11-052025-11-05

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): November 5, 2025

DELUXE CORPORATION

(Exact name of registrant as specified in its charter)

MN1-794541-0216800

(State or other jurisdiction(Commission(I.R.S. Employer of incorporation)File Number)Identification No.)

801 S. Marquette Ave., Minneapolis, MN 55402-2807 (Address of principal executive offices)(Zip Code)

(651) 483-7111 Registrant's telephone number, including area code

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each classTrading symbol(s)Name of each exchange on which registered Common stock, par value $1.00 per shareDLXNYSE

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ☐ Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Section 2 - Financial Information

Item 2.02 Results of Operations and Financial Condition.

Furnished as Exhibit 99.1 is the earnings release of Deluxe Corporation reporting results from third quarter 2025.

The information in this Item 2.02 and Exhibit 99.1 shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall it be deemed incorporated by reference into any filings under the Securities Act of 1933, as amended.

Section 9 - Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.

Exhibit NumberDescription 99.1Earnings Release, dated November 5, 2025, of Deluxe Corporation reporting results from third quarter 2025 (furnished)

101.INSXBRL Instance Document – the instance document does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document 101.SCHXBRL Taxonomy Extension Schema Document 101.LABXBRL Taxonomy Extension Label Linkbase Document 101.PREXBRL Taxonomy Extension Presentation Linkbase Document 104Cover page interactive data file (formatted as Inline XBRL and contained in Exhibit 101)

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: November 5, 2025

DELUXE CORPORATION

/s/ Jeffrey L. Cotter

Jeffrey L. Cotter Senior Vice President, Chief Administrative Officer and General Counsel

3

About Deluxe Corporation (DLX) Earnings

This page provides Deluxe Corporation (DLX) earnings call transcripts from SEC 8-K filings along with AI-powered predictions for post-earnings price movements. Our machine learning models analyze historical earnings data, pre-earnings price patterns, volume changes, and volatility to predict 1-day, 5-day, and 20-day returns after each earnings release.

Earnings transcripts are sourced directly from SEC EDGAR filings. Predictions are generated using gradient boosting models trained on DLX's historical earnings reactions. All predicted returns are shown as percentages, and predicted prices are calculated from the closing price at the time of prediction. Past performance does not guarantee future results.

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