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AI Earnings Predictions for Citizens & Northern Corp (CZNC)

Machine learning predictions based on historical earnings data and price patterns

Latest Prediction

BUY

1-Day Prediction

+0.93%

$21.59

100% positive prob.

5-Day Prediction

+4.32%

$22.31

100% positive prob.

20-Day Prediction

+1.10%

$21.63

95% positive prob.

Price at prediction: $21.39 Confidence: 100.0% Model AUC: 1.0000 Quarter: Q4 2025

Earnings Transcripts

SEC 8-K filings with transcript text

View All
2025
Q4

Q4 2025 Earnings

8-K BUY

Jan 28, 2026 · 100% conf.

AI Prediction BUY

1D

+0.93%

$21.59

5D

+4.32%

$22.31

20D

+1.10%

$21.63

Price: $21.39 Prob +5D: 100% AUC: 1.000
0001104659-26-007411

Citizens & Northern Corporation_January 28, 2026 0000810958false00008109582026-01-282026-01-28 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 ​ January 28, 2026 Date of Report (Date of earliest event reported) ​ Citizens & Northern Corporation (Exact name of registrant as specified in its charter) ​ ​

Pennsylvania ​ ​ ​ 0-16084 ​ ​ ​ 23-2451943

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Ident. No.)

​ ​ ​ ​ ​

90-92 Main Street, Wellsboro, Pennsylvania ​ ​ ​ 16901

(Address of principal executive offices) ​ ​ ​ (Zip Code)

​ (570) 724-3411 Registrant’s telephone number, including area code ​ N/A (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol Name of each exchange on which registered

Common Stock, par value $1.00 per share

CZNC

Nasdaq Capital Market

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​ ​

ITEM 2.02. Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the quarter and year ended December 31, 2025. On January 28, 2026, the Company issued a press release titled “C&N Announces Fourth Quarter and Year End 2025 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99 to this Current Report on Form 8-K and is incorporated herein by reference. ​ ​ ITEM 9.01. Financial Statements and Exhibits ​ (a)    Not applicable. (b)    Not applicable. (c)    Not applicable. (d)    Exhibits. ​ ​

​ Exhibit 99: Press Release issued by Citizens & Northern Corporation dated January 28, 2026, titled “C&N Announces Fourth Quarter and Year End 2025 Unaudited Financial Results.”

​ ​

​ Exhibit 104: Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

​ ​ ​

2

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​

CITIZENS & NORTHERN CORPORATION

Date:  January 28, 2026 By: /s/ Mark A. Hughes

​ ​ Mark A. Hughes

Treasurer and Chief Financial Officer

​ ​ ​ ​

3

2025
Q3

Q3 2025 Earnings

8-K

Oct 23, 2025

0001104659-25-101823

Citizens & Northern Corporation_October 23, 2025 0000810958false00008109582025-10-232025-10-23 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 ​ October 23, 2025 Date of Report (Date of earliest event reported) ​ Citizens & Northern Corporation (Exact name of registrant as specified in its charter) ​ ​

Pennsylvania

0-16084

23-2451943

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Ident. No.)

​ ​ ​ ​ ​

90-92 Main Street, Wellsboro, Pennsylvania ​ ​ ​ 16901

(Address of principal executive offices) ​ ​ ​ (Zip Code)

​ (570) 724-3411 Registrant’s telephone number, including area code ​ N/A (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol Name of each exchange on which registered

Common Stock, par value $1.00 per share

CZNC

Nasdaq Capital Market

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​ ​

ITEM 2.02. Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the three and nine months ended September 30, 2025. On October 23, 2025, the Company issued a press release titled “C&N Declares Dividend and Announces Third Quarter 2025 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99 to this Current Report on Form 8-K and is incorporated herein by reference. ​ ​ ITEM 9.01. Financial Statements and Exhibits ​ (a)    Not applicable. (b)    Not applicable. (c)    Not applicable. (d)    Exhibits. ​ ​

​ Exhibit 99: Press Release issued by Citizens & Northern Corporation dated October 23, 2025, titled “C&N Declares Dividend and Announces Third Quarter 2025 Unaudited Financial Results.”

​ ​

​ Exhibit 104: Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

​ ​ ​

2

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​

CITIZENS & NORTHERN CORPORATION

Date:  October 23, 2025 By: /s/ Mark A. Hughes

​ ​ Mark A. Hughes

Treasurer and Chief Financial Officer

​ ​ ​ ​

3

2025
Q2

Q2 2025 Earnings

8-K

Jul 24, 2025

0001558370-25-009537

0000810958false00008109582025-07-242025-07-24 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 ​ July 24, 2025 Date of Report (Date of earliest event reported) ​ Citizens & Northern Corporation (Exact name of registrant as specified in its charter) ​ ​

Pennsylvania

0-16084

23-2451943

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Ident. No.)

​ ​ ​ ​ ​

90-92 Main Street, Wellsboro, Pennsylvania ​ ​ ​ 16901

(Address of principal executive offices) ​ ​ ​ (Zip Code)

​ (570) 724-3411 Registrant’s telephone number, including area code ​ N/A (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol Name of each exchange on which registered

Common Stock, par value $1.00 per share

CZNC

Nasdaq Capital Market

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​ ​

ITEM 2.02. Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the three and six months ended June 30, 2025. On July 24, 2025, the Company issued a press release titled “C&N Declares Dividend and Announces Second Quarter 2025 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. Supplemental, unaudited financial information is furnished as Exhibit 99.2 to this Current Report on Form 8-K and is incorporated herein by reference. ​ ​ ITEM 9.01. Financial Statements and Exhibits ​ (a)    Not applicable. (b)    Not applicable. (c)    Not applicable. (d)    Exhibits. ​ ​

​ Exhibit 99.1: Press Release issued by Citizens & Northern Corporation dated July 24, 2025, titled “C&N Declares Dividend and Announces Second Quarter 2025 Unaudited Financial Results.”

​ ​

​ Exhibit 99.2: Supplemental, unaudited financial information.

​ ​

​ Exhibit 104: Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

​ ​ ​

2

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​

CITIZENS & NORTHERN CORPORATION

Dated:  July 24, 2025 By: /s/ Mark A. Hughes

​ ​ Mark A. Hughes

Treasurer and Chief Financial Officer

​ ​ ​ ​

3

2025
Q1

Q1 2025 Earnings

8-K

Apr 23, 2025

0001558370-25-005252

0000810958false00008109582025-04-232025-04-23 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 ​ April 23, 2025 Date of Report (Date of earliest event reported) ​ Citizens & Northern Corporation (Exact name of registrant as specified in its charter) ​ ​

Pennsylvania

0-16084

23-2451943

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Ident. No.)

​ ​ ​ ​ ​

90-92 Main Street, Wellsboro, Pennsylvania ​ ​ ​ 16901

(Address of principal executive offices) ​ ​ ​ (Zip Code)

​ (570) 724-3411 Registrant’s telephone number, including area code ​ N/A (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol Name of each exchange on which registered

Common Stock, par value $1.00 per share

CZNC

Nasdaq Capital Market

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​ ​

ITEM 2.02. Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the three months ended March 31, 2025. On April 23, 2025, the Company issued a press release titled “C&N Declares Dividend and Announces First Quarter 2025 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. Supplemental, unaudited financial information is furnished as Exhibit 99.2 to this Current Report on Form 8-K and is incorporated herein by reference. ​ ​ ITEM 9.01. Financial Statements and Exhibits ​ (a)    Not applicable. (b)    Not applicable. (c)    Not applicable. (d)    Exhibits. ​ ​

​ Exhibit 99.1: Press Release issued by Citizens & Northern Corporation dated April 23, 2025, titled “C&N Declares Dividend and Announces First Quarter 2025 Unaudited Financial Results.”

​ ​

​ Exhibit 99.2: Supplemental, unaudited financial information.

​ ​

​ Exhibit 104: Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

​ ​ ​

2

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​

CITIZENS & NORTHERN CORPORATION

Dated:  April 23, 2025 By: /s/ Mark A. Hughes

​ ​ Mark A. Hughes

Treasurer and Chief Financial Officer

​ ​ ​ ​

3

2024
Q4

Q4 2024 Earnings

8-K

Jan 23, 2025

0001558370-25-000359

0000810958false00008109582025-01-232025-01-23 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 ​ January 23, 2025 Date of Report (Date of earliest event reported) ​ Citizens & Northern Corporation (Exact name of registrant as specified in its charter) ​ ​

Pennsylvania

0-16084

23-2451943

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Ident. No.)

​ ​ ​ ​ ​

90-92 Main Street, Wellsboro, Pennsylvania ​ ​ ​ 16901

(Address of principal executive offices) ​ ​ ​ (Zip Code)

​ (570) 724-3411 Registrant’s telephone number, including area code ​ N/A (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol Name of each exchange on which registered

Common Stock, par value $1.00 per share

CZNC

Nasdaq Capital Market

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​ ​

ITEM 2.02. Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the year ended December 31, 2024. On January 23, 2025, the Company issued a press release titled “C&N Declares Dividend and Announces Fourth Quarter 2024 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. Supplemental, unaudited financial information is furnished as Exhibit 99.2 to this Current Report on Form 8-K and is incorporated herein by reference. ​ ​ ITEM 9.01. Financial Statements and Exhibits ​ (a)    Not applicable. (b)    Not applicable. (c)    Not applicable. (d)    Exhibits. ​ ​

​ Exhibit 99.1: Press Release issued by Citizens & Northern Corporation dated January 23, 2025, titled “C&N Declares Dividend and Announces Fourth Quarter 2024 Unaudited Financial Results.”

​ ​

​ Exhibit 99.2: Supplemental, unaudited financial information.

​ ​

​ Exhibit 104: Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

​ ​ ​

2

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​

CITIZENS & NORTHERN CORPORATION

Dated:  January 23, 2025 By: /s/ Mark A. Hughes

​ ​ Mark A. Hughes

Treasurer and Chief Financial Officer

​ ​ ​ ​

3

2024
Q3

Q3 2024 Earnings

8-K

Oct 17, 2024

0001558370-24-013367

0000810958false00008109582024-10-172024-10-17 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 ​ October 17, 2024 Date of Report (Date of earliest event reported) ​ Citizens & Northern Corporation (Exact name of registrant as specified in its charter) ​ ​

Pennsylvania

0-16084

23-2451943

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Ident. No.)

​ ​ ​ ​ ​

90-92 Main Street, Wellsboro, Pennsylvania ​ ​ ​ 16901

(Address of principal executive offices) ​ ​ ​ (Zip Code)

​ (570) 724-3411 Registrant’s telephone number, including area code ​ N/A (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol Name of each exchange on which registered

Common Stock, par value $1.00 per share

CZNC

Nasdaq Capital Market

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​ ​

ITEM 2.02. Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the three-month and nine-months period ended September 30, 2024. On October 17, 2024, the Company issued a press release titled “C&N Declares Dividend and Announces Third Quarter 2024 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. Supplemental, unaudited financial information is furnished as Exhibit 99.2 to this Current Report on Form 8-K and is incorporated herein by reference. ​ ​ ITEM 9.01. Financial Statements and Exhibits ​ (a)    Not applicable. (b)    Not applicable. (c)    Not applicable. (d)    Exhibits. ​ ​

​ Exhibit 99.1: Press Release issued by Citizens & Northern Corporation dated October 17, 2024, titled “C&N Declares Dividend and Announces Third Quarter 2024 Unaudited Financial Results.”

​ ​

​ Exhibit 99.2: Supplemental, unaudited financial information.

​ ​

​ Exhibit 104: Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

​ ​ ​

2

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​

CITIZENS & NORTHERN CORPORATION

Dated:  October 17, 2024 By: /s/ Mark A. Hughes

​ ​ Mark A. Hughes

Treasurer and Chief Financial Officer

​ ​ ​ ​

3

2024
Q2

Q2 2024 Earnings

8-K

Jul 18, 2024

0001558370-24-009891

0000810958false00008109582024-07-182024-07-18 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 ​ July 18, 2024 Date of Report (Date of earliest event reported) ​ Citizens & Northern Corporation (Exact name of registrant as specified in its charter) ​ ​

Pennsylvania

0-16084

23-2451943

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Ident. No.)

​ ​ ​ ​ ​

90-92 Main Street, Wellsboro, Pennsylvania ​ ​ ​ 16901

(Address of principal executive offices) ​ ​ ​ (Zip Code)

​ (570) 724-3411 Registrant’s telephone number, including area code ​ N/A (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol Name of each exchange on which registered

Common Stock, par value $1.00 per share

CZNC

Nasdaq Capital Market

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​ ​

ITEM 2.02. Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the three-month and six-months periods ended June 30, 2024. On July 18, 2024, the Company issued a press release titled “C&N Declares Dividend and Announces Second Quarter 2024 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. Supplemental, unaudited financial information is furnished as Exhibit 99.2 to this Current Report on Form 8-K and is incorporated herein by reference. ​ ​ ITEM 9.01. Financial Statements and Exhibits ​ (a)    Not applicable. (b)    Not applicable. (c)    Not applicable. (d)    Exhibits. ​ ​

​ Exhibit 99.1: Press Release issued by Citizens & Northern Corporation dated July 18, 2024, titled “C&N Declares Dividend and Announces Second Quarter 2024 Unaudited Financial Results.”

​ ​

​ Exhibit 99.2: Supplemental, unaudited financial information.

​ ​

​ Exhibit 104: Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

​ ​ ​

2

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​

CITIZENS & NORTHERN CORPORATION

Dated:  July 18, 2024 By: /s/ Mark A. Hughes

​ ​ Mark A. Hughes

Treasurer and Chief Financial Officer

​ ​ ​ ​

3

2024
Q1

Q1 2024 Earnings

8-K

Apr 25, 2024

0001558370-24-005732

0000810958false00008109582024-04-252024-04-25 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 ​ April 25, 2024 Date of Report (Date of earliest event reported) ​ Citizens & Northern Corporation (Exact name of registrant as specified in its charter) ​ ​

Pennsylvania

0-16084

23-2451943

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Ident. No.)

​ ​ ​ ​ ​

90-92 Main Street, Wellsboro, Pennsylvania ​ ​ ​ 16901

(Address of principal executive offices) ​ ​ ​ (Zip Code)

​ (570) 724-3411 Registrant’s telephone number, including area code ​ N/A (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol Name of each exchange on which registered

Common Stock, par value $1.00 per share

CZNC

Nasdaq Capital Market

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​ ​

ITEM 2.02. Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the three months ended March 31, 2024. On April 25, 2024, the Company issued a press release titled “C&N Declares Dividend and Announces First Quarter 2024 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. Supplemental, unaudited financial information is furnished as Exhibit 99.2 to this Current Report on Form 8-K and is incorporated herein by reference. ​ ​ ITEM 9.01. Financial Statements and Exhibits ​ (a)    Not applicable. (b)    Not applicable. (c)    Not applicable. (d)    Exhibits. ​ ​

​ Exhibit 99.1: Press Release issued by Citizens & Northern Corporation dated April 25, 2024, titled “C&N Declares Dividend and Announces First Quarter 2024 Unaudited Financial Results.”

​ ​

​ Exhibit 99.2: Supplemental, unaudited financial information.

​ ​

​ Exhibit 104: Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

​ ​ ​

2

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​

CITIZENS & NORTHERN CORPORATION

Dated:  April 25, 2024 By: /s/ Mark A. Hughes

​ ​ Mark A. Hughes

Treasurer and Chief Financial Officer

​ ​ ​ ​

3

2023
Q4

Q4 2023 Earnings

8-K

Jan 18, 2024

0001558370-24-000360

0000810958false00008109582024-01-182024-01-18 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 ​ January 18, 2024 Date of Report (Date of earliest event reported) ​ Citizens & Northern Corporation (Exact name of registrant as specified in its charter) ​ ​

Pennsylvania

0-16084

23-2451943

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Ident. No.)

​ ​ ​ ​ ​

90-92 Main Street, Wellsboro, Pennsylvania ​ ​ ​ 16901

(Address of principal executive offices) ​ ​ ​ (Zip Code)

​ (570) 724-3411 Registrant’s telephone number, including area code ​ N/A (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol Name of each exchange on which registered

Common Stock, par value $1.00 per share

CZNC

Nasdaq Capital Market

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​ ​

ITEM 2.02. Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the year ended December 31, 2023. On January 18, 2024, the Company issued a press release titled “C&N Declares Dividend and Announces Fourth Quarter 2023 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. Supplemental, unaudited financial information is furnished as Exhibit 99.2 to this Current Report on Form 8-K and is incorporated herein by reference. ​ ​ ITEM 9.01. Financial Statements and Exhibits ​ (a)    Not applicable. (b)    Not applicable. (c)    Not applicable. (d)    Exhibits. ​ ​

​ Exhibit 99.1: Press Release issued by Citizens & Northern Corporation dated January 18, 2024, titled “C&N Declares Dividend and Announces Fourth Quarter 2023 Unaudited Financial Results.”

​ ​

​ Exhibit 99.2: Supplemental, unaudited financial information.

​ ​

​ Exhibit 104: Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

​ ​ ​

2

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​

CITIZENS & NORTHERN CORPORATION

Dated:  January 18, 2024 By: /s/ Mark A. Hughes

​ ​ Mark A. Hughes

Treasurer and Chief Financial Officer

​ ​ ​ ​

3

2023
Q3

Q3 2023 Earnings

8-K

Oct 19, 2023

0001558370-23-016538

0000810958false00008109582023-10-192023-10-19 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 ​ October 19, 2023 Date of Report (Date of earliest event reported) ​ Citizens & Northern Corporation (Exact name of registrant as specified in its charter) ​ ​

Pennsylvania

0-16084

23-2451943

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Ident. No.)

​ ​ ​ ​ ​

90-92 Main Street, Wellsboro, Pennsylvania ​ ​ ​ 16901

(Address of principal executive offices) ​ ​ ​ (Zip Code)

​ (570) 724-3411 Registrant’s telephone number, including area code ​ N/A (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol Name of each exchange on which registered

Common Stock, par value $1.00 per share

CZNC

Nasdaq Capital Market

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​ ​

ITEM 2.02. Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the three-month and nine-month periods ended September 30, 2023. On October 19, 2023, the Company issued a press release titled “C&N Declares Dividend and Announces Third Quarter 2023 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. Supplemental, unaudited financial information is furnished as Exhibit 99.2 to this Current Report on Form 8-K and is incorporated herein by reference. ​ ​ ITEM 9.01. Financial Statements and Exhibits ​ (a)    Not applicable. (b)    Not applicable. (c)    Not applicable. (d)    Exhibits. ​ ​

​ Exhibit 99.1: Press Release issued by Citizens & Northern Corporation dated October 19, 2023, titled “C&N Declares Dividend and Announces Third Quarter 2023 Unaudited Financial Results.”

​ ​

​ Exhibit 99.2: Supplemental, unaudited financial information.

​ ​

​ Exhibit 104: Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

​ ​ ​

2

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​

CITIZENS & NORTHERN CORPORATION

Dated:  October 19, 2023 By: /s/ Mark A. Hughes

​ ​ Mark A. Hughes

Treasurer and Chief Financial Officer

​ ​ ​ ​

3

2023
Q2

Q2 2023 Earnings

8-K

Jul 20, 2023

0001558370-23-012017

0000810958false00008109582023-07-202023-07-20 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 ​ July 20, 2023 Date of Report (Date of earliest event reported) ​ Citizens & Northern Corporation (Exact name of registrant as specified in its charter) ​ ​

Pennsylvania

0-16084

23-2451943

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Ident. No.)

​ ​ ​ ​ ​

90-92 Main Street, Wellsboro, Pennsylvania ​ ​ ​ 16901

(Address of principal executive offices) ​ ​ ​ (Zip Code)

​ (570) 724-3411 Registrant’s telephone number, including area code ​ N/A (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol Name of each exchange on which registered

Common Stock, par value $1.00 per share

CZNC

Nasdaq Capital Market

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​ ​

ITEM 2.02. Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the three-month and six-month periods ended June 30, 2023. On July 20, 2023, the Company issued a press release titled “C&N Declares Dividend and Announces First Quarter 2023 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. Supplemental, unaudited financial information is furnished as Exhibit 99.2 to this Current Report on Form 8-K and is incorporated herein by reference. ​ ​ ITEM 9.01. Financial Statements and Exhibits ​ (a)    Not applicable. (b)    Not applicable. (c)    Not applicable. (d)    Exhibits. ​ ​

​ Exhibit 99.1: Press Release issued by Citizens & Northern Corporation dated July 20, 2023, titled “C&N Declares Dividend and Announces Second Quarter 2023 Unaudited Financial Results.”

​ ​

​ Exhibit 99.2: Supplemental, unaudited financial information.

​ ​

​ Exhibit 104: Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

​ ​ ​

2

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​

CITIZENS & NORTHERN CORPORATION

Dated:  July 20, 2023 By: /s/ Mark A. Hughes

​ ​ Mark A. Hughes

Treasurer and Chief Financial Officer

​ ​ ​ ​

3

2023
Q1

Q1 2023 Earnings

8-K

Apr 20, 2023

0001558370-23-006295

0000810958false00008109582023-04-202023-04-20 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 ​ April 20, 2023 Date of Report (Date of earliest event reported) ​ Citizens & Northern Corporation (Exact name of registrant as specified in its charter) ​ ​

Pennsylvania

0-16084

23-2451943

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Ident. No.)

​ ​ ​ ​ ​

90-92 Main Street, Wellsboro, Pennsylvania ​ ​ ​ 16901

(Address of principal executive offices) ​ ​ ​ (Zip Code)

​ (570) 724-3411 Registrant’s telephone number, including area code ​ N/A (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol Name of each exchange on which registered

Common Stock, par value $1.00 per share

CZNC

Nasdaq Capital Market

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​ ​

ITEM 2.02. Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the three-month period ended March 31, 2023. On April 20, 2023, the Company issued a press release titled “C&N Declares Dividend and Announces First Quarter 2023 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. Supplemental, unaudited financial information is furnished as Exhibit 99.2 to this Current Report on Form 8-K and is incorporated herein by reference. ​ ​ ITEM 9.01. Financial Statements and Exhibits ​ (a)    Not applicable. (b)    Not applicable. (c)    Not applicable. (d)    Exhibits. ​ ​

​ Exhibit 99.1: Press Release issued by Citizens & Northern Corporation dated April 20, 2023, titled “C&N Declares Dividend and Announces First Quarter 2023 Unaudited Financial Results.”

​ ​

​ Exhibit 99.2: Supplemental, unaudited financial information.

​ ​

​ Exhibit 104: Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

​ ​ ​

2

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​

CITIZENS & NORTHERN CORPORATION

Dated:  April 20, 2023 By: /s/ Mark A. Hughes

​ ​ Mark A. Hughes

Treasurer and Chief Financial Officer

​ ​ ​ ​

3

2022
Q4

Q4 2022 Earnings

8-K

Jan 26, 2023

0001558370-23-000630

0000810958false00008109582023-01-262023-01-26 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 ​ January 26, 2023 Date of Report (Date of earliest event reported) ​ Citizens & Northern Corporation (Exact name of registrant as specified in its charter) ​ ​

Pennsylvania

0-16084

23-2451943

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Ident. No.)

​ ​ ​ ​ ​

90-92 Main Street, Wellsboro, Pennsylvania ​ ​ ​ 16901

(Address of principal executive offices) ​ ​ ​ (Zip Code)

​ (570) 724-3411 Registrant’s telephone number, including area code ​ N/A (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol Name of each exchange on which registered

Common Stock, par value $1.00 per share

CZNC

Nasdaq Capital Market

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​ ​

ITEM 2.02. Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the year ended December 31, 2022. On January 26, 2023, the Company issued a press release titled “C&N Declares Dividend and Announces Fourth Quarter 2022 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. Supplemental, unaudited financial information is furnished as Exhibit 99.2 to this Current Report on Form 8-K and is incorporated herein by reference. ​ ​ ITEM 9.01. Financial Statements and Exhibits ​ (a)    Not applicable. (b)    Not applicable. (c)    Not applicable. (d)    Exhibits. ​ ​

​ Exhibit 99.1: Press Release issued by Citizens & Northern Corporation dated January 26, 2023, titled “C&N Declares Dividend and Announces Fourth Quarter 2022 Unaudited Financial Results.”

​ ​

​ Exhibit 99.2: Supplemental, unaudited financial information.

​ ​

​ Exhibit 104: Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

​ ​ ​

2

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​

CITIZENS & NORTHERN CORPORATION

Dated:  January 26, 2023 By: /s/ Mark A. Hughes

​ ​ Mark A. Hughes

Treasurer and Chief Financial Officer

​ ​ ​ ​

3

2022
Q3

Q3 2022 Earnings

8-K

Oct 20, 2022

0001558370-22-015131

0000810958false00008109582022-10-202022-10-20 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 ​ October 20, 2022 Date of Report (Date of earliest event reported) ​ Citizens & Northern Corporation (Exact name of registrant as specified in its charter) ​ ​

Pennsylvania

0-16084

23-2451943

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Ident. No.)

​ ​ ​ ​ ​

90-92 Main Street, Wellsboro, Pennsylvania ​ ​ ​ 16901

(Address of principal executive offices) ​ ​ ​ (Zip Code)

​ (570) 724-3411 Registrant’s telephone number, including area code ​ N/A (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol Name of each exchange on which registered

Common Stock, par value $1.00 per share

CZNC

Nasdaq Capital Market

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​ ​

ITEM 2.02. Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the three-month and nine-month periods ended September 30, 2022. On October 20, 2022, the Company issued a press release titled “C&N Declares Dividend and Announces Third Quarter 2022 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. Supplemental, unaudited financial information is furnished as Exhibit 99.2 to this Current Report on Form 8-K and is incorporated herein by reference. ​ ​ ITEM 9.01. Financial Statements and Exhibits ​ (a)    Not applicable. (b)    Not applicable. (c)    Not applicable. (d)    Exhibits. ​ ​

​ Exhibit 99.1: Press Release issued by Citizens & Northern Corporation dated October 20, 2022, titled “C&N Declares Dividend and Announces Third Quarter 2022 Unaudited Financial Results.”

​ ​

​ Exhibit 99.2: Supplemental, unaudited financial information.

​ ​

​ Exhibit 104: Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

​ ​ ​

2

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​

CITIZENS & NORTHERN CORPORATION

Dated:  October 20, 2022 By: /s/ Mark A. Hughes

​ ​ Mark A. Hughes

Treasurer and Chief Financial Officer

​ ​ ​ ​

3

2022
Q2

Q2 2022 Earnings

8-K

Jul 21, 2022

0000810958-22-000006

0000810958false00008109582022-07-212022-07-21 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 ​ July 21, 2022 Date of Report (Date of earliest event reported) ​ Citizens & Northern Corporation (Exact name of registrant as specified in its charter) ​ ​

Pennsylvania

0-16084

23-2451943

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Ident. No.)

​ ​ ​ ​ ​

90-92 Main Street, Wellsboro, Pennsylvania ​ ​ ​ 16901

(Address of principal executive offices) ​ ​ ​ (Zip Code)

​ (570) 724-3411 Registrant’s telephone number, including area code ​ N/A (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol Name of each exchange on which registered

Common Stock, par value $1.00 per share

CZNC

Nasdaq Capital Market

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​ ​

ITEM 2.02. Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the three-month and six-month periods ended June 30, 2022. On July 21, 2022, the Company issued a press release titled “C&N Declares Dividend and Announces Second Quarter 2022 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. Supplemental, unaudited financial information is furnished as Exhibit 99.2 to this Current Report on Form 8-K and is incorporated herein by reference. Also, the Company’s “banCNotes,” a report that includes reference to unaudited financial information in Exhibit 99.2 is furnished as Exhibit 99.3 to this Current Report on Form 8-K and is incorporated herein by reference. ​ ​ ITEM 9.01. Financial Statements and Exhibits ​ (a)    Not applicable. (b)    Not applicable. (c)    Not applicable. (d)    Exhibits. ​ ​

​ Exhibit 99.1: Press Release issued by Citizens & Northern Corporation dated July 21, 2022, titled “C&N Declares Dividend and Announces Second Quarter 2022 Unaudited Financial Results.”

​ ​

​ Exhibit 99.2: Supplemental, unaudited financial information.

​ ​

​ Exhibit 99.3: banCNotes Quarterly Newsletter July 2022

​ ​

​ Exhibit 104: Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

​ ​ ​

2

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​

CITIZENS & NORTHERN CORPORATION

Dated:  July 21, 2022 By: /s/ Mark A. Hughes

​ ​ Mark A. Hughes

Treasurer and Chief Financial Officer

​ ​ ​ ​

3

2022
Q1

Q1 2022 Earnings

8-K

Apr 21, 2022

0001558370-22-005722

0000810958false00008109582022-04-212022-04-21 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 ​ April 21, 2022 Date of Report (Date of earliest event reported) ​ Citizens & Northern Corporation (Exact name of registrant as specified in its charter) ​ ​

Pennsylvania

0-16084

23-2451943

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Ident. No.)

​ ​ ​ ​ ​

90-92 Main Street, Wellsboro, Pennsylvania ​ ​ ​ 16901

(Address of principal executive offices) ​ ​ ​ (Zip Code)

​ (570) 724-3411 Registrant’s telephone number, including area code ​ N/A (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol Name of each exchange on which registered

Common Stock, par value $1.00 per share

CZNC

Nasdaq Capital Market

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​ ​

ITEM 2.02. Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the three-month period ended March 31, 2022. On April 21, 2022, the Company issued a press release titled “C&N Declares Dividend and Announces First Quarter 2022 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. Supplemental, unaudited financial information is furnished as Exhibit 99.2 to this Current Report on Form 8-K and is incorporated herein by reference. Also, the Company’s “banCNotes,” a report that includes reference to unaudited financial information in Exhibit 99.2 is furnished as Exhibit 99.3 to this Current Report on Form 8-K and is incorporated herein by reference. ​ ​ ITEM 9.01. Financial Statements and Exhibits ​ (a)    Not applicable. (b)    Not applicable. (c)    Not applicable. (d)    Exhibits. ​ ​

​ Exhibit 99.1: Press Release issued by Citizens & Northern Corporation dated April 21, 2022, titled “C&N Declares Dividend and Announces First Quarter 2022 Unaudited Financial Results.”

​ ​

​ Exhibit 99.2: Supplemental, unaudited financial information.

​ ​

​ Exhibit 99.3: banCNotes Quarterly Newsletter April 2022

​ ​

​ Exhibit 104: Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

​ ​ ​

2

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​

CITIZENS & NORTHERN CORPORATION

Dated:  April 21, 2022 By: /s/ Mark A. Hughes

​ ​ Mark A. Hughes

Treasurer and Chief Financial Officer

​ ​ ​ ​

3

2021
Q4

Q4 2021 Earnings

8-K

Jan 20, 2022

0001558370-22-000332

0000810958false00008109582022-01-202022-01-20 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 ​ January 20, 2022 Date of Report (Date of earliest event reported) ​ Citizens & Northern Corporation (Exact name of registrant as specified in its charter) ​ ​

Pennsylvania

0-16084

23-2451943

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Ident. No.)

​ ​ ​ ​ ​

90-92 Main Street, Wellsboro, Pennsylvania ​ ​ ​ 16901

(Address of principal executive offices) ​ ​ ​ (Zip Code)

​ (570) 724-3411 Registrant’s telephone number, including area code ​ N/A (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol Name of each exchange on which registered

Common Stock, par value $1.00 per share

CZNC

Nasdaq Capital Market

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​ ​

ITEM 2.02. Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the year ended December 31, 2021. On January 20, 2022, the Company issued a press release titled “C&N Declares Dividend and Announces Fourth Quarter 2021 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. The Company’s “banCNotes,” a report that includes unaudited financial information, will be mailed to shareholders on or about January 27, 2022. A copy of the unaudited quarterly financial information included in banCNotes is furnished as Exhibit 99.2 to this Current Report on Form 8-K and is incorporated herein by reference. Also, supplemental, unaudited financial information is furnished as Exhibit 99.3 to this Current Report on Form 8-K and is incorporated herein by reference. ​ ​ ITEM 9.01. Financial Statements and Exhibits ​ (a)    Not applicable. (b)    Not applicable. (c)    Not applicable. (d)    Exhibits. ​ ​

​ Exhibit 99.1: Press Release issued by Citizens & Northern Corporation dated January 20, 2022, titled “C&N Declares Dividend and Announces Fourth Quarter 2021 Unaudited Financial Results.”

​ ​

​ Exhibit 99.2: Unaudited financial information included in “banCNotes” report to be mailed to shareholders on or about January 27, 2022.

​ ​

​ Exhibit 99.3: Supplemental, unaudited financial information.

​ ​

​ Exhibit 104: Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

​ ​ ​

2

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​

CITIZENS & NORTHERN CORPORATION

Dated:  January 20, 2022 By: /s/ Mark A. Hughes

​ ​ Mark A. Hughes

Treasurer and Chief Financial Officer

​ ​ ​ ​

3

2021
Q3

Q3 2021 Earnings

8-K

Oct 21, 2021

0001558370-21-013352

0000810958false00008109582021-10-212021-10-21 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 ​ October 21, 2021 Date of Report (Date of earliest event reported) ​ Citizens & Northern Corporation (Exact name of registrant as specified in its charter) ​ ​

Pennsylvania

0-16084

23-2451943

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Ident. No.)

​ ​ ​ ​ ​

90-92 Main Street, Wellsboro, Pennsylvania ​ ​ ​ 16901

(Address of principal executive offices) ​ ​ ​ (Zip Code)

​ (570) 724-3411 Registrant’s telephone number, including area code ​ N/A (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol Name of each exchange on which registered

Common Stock, par value $1.00 per share

CZNC

Nasdaq Capital Market

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​ ​

ITEM 2.02. Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the three-month and nine-month periods ended September 30, 2021. On October 21, 2021, the Company issued a press release titled “C&N Declares Dividend and Announces Third Quarter 2021 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. The Company’s “banCNotes,” a report that includes unaudited financial information, will be mailed to shareholders on or about October 28, 2021. A copy of the unaudited quarterly financial information included in banCNotes is furnished as Exhibit 99.2 to this Current Report on Form 8-K and is incorporated herein by reference. Also, supplemental, unaudited financial information is furnished as Exhibit 99.3 to this Current Report on Form 8-K and is incorporated herein by reference. ​ ​ ITEM 9.01. Financial Statements and Exhibits ​ (a)    Not applicable. (b)    Not applicable. (c)    Not applicable. (d)    Exhibits. ​ ​

​ Exhibit 99.1: Press Release issued by Citizens & Northern Corporation dated October 21, 2021, titled “C&N Declares Dividend and Announces Third Quarter 2021 Unaudited Financial Results.”

​ ​

​ Exhibit 99.2: Unaudited financial information included in “banCNotes” report to be mailed to shareholders on or about October 28, 2021.

​ ​

​ Exhibit 99.3: Supplemental, unaudited financial information.

​ ​

​ Exhibit 104: Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

​ ​ ​

2

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​

CITIZENS & NORTHERN CORPORATION

Dated:  October 21, 2021 By: /s/ Mark A. Hughes

​ ​ Mark A. Hughes

Treasurer and Chief Financial Officer

​ ​ ​ ​

3

2021
Q2

Q2 2021 Earnings

8-K

Jul 22, 2021

0001558370-21-009087

0000810958false00008109582021-07-222021-07-22 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 ​ July 22, 2021 Date of Report (Date of earliest event reported) ​ Citizens & Northern Corporation (Exact name of registrant as specified in its charter) ​ ​

Pennsylvania

0-16084

23-2451943

(State or other jurisdiction ​ (Commission ​ (IRS Employer

of incorporation) ​ File Number) ​ Ident. No.)

​ ​ ​ ​ ​

90-92 Main Street, Wellsboro, Pennsylvania ​ ​ ​ 16901

(Address of principal executive offices) ​ ​ ​ (Zip Code)

​ (570) 724-3411 Registrant’s telephone number, including area code ​ N/A (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol Name of each exchange on which registered

Common Stock, par value $1.00 per share

CZNC

Nasdaq Capital Market

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2). ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ​ ​

ITEM 2.02. Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the three-month and six-month periods ended June 30, 2021. On July 22, 2021, the Company issued a press release titled “C&N Declares Dividend and Announces Second Quarter 2021 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. The Company’s “banCNotes,” a report that includes unaudited financial information, will be mailed to shareholders on or about July 29, 2021. A copy of the unaudited quarterly financial information included in banCNotes is furnished as Exhibit 99.2 to this Current Report on Form 8-K and is incorporated herein by reference. Also, supplemental, unaudited financial information is furnished as Exhibit 99.3 to this Current Report on Form 8-K and is incorporated herein by reference. ​ ​ ITEM 9.01. Financial Statements and Exhibits ​ (a)    Not applicable. (b)    Not applicable. (c)    Not applicable. (d)    Exhibits. ​ ​

​ Exhibit 99.1: Press Release issued by Citizens & Northern Corporation dated July 22, 2021, titled “C&N Declares Dividend and Announces Second Quarter 2021 Unaudited Financial Results.”

​ ​

​ Exhibit 99.2: Unaudited financial information included in “banCNotes” report to be mailed to shareholders on or about July 29, 2021.

​ ​

​ Exhibit 99.3: Supplemental, unaudited financial information.

​ ​

​ Exhibit 104: Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

​ ​ ​

2

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​

CITIZENS & NORTHERN CORPORATION

Dated:  July 22, 2021 By: /s/ Mark A. Hughes

​ ​ Mark A. Hughes

Treasurer and Chief Financial Officer

​ ​ ​ ​

3

2021
Q1

Q1 2021 Earnings

8-K

Apr 22, 2021

0001558370-21-004608

0000810958false00008109582021-04-222021-04-22 ​ ​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) April 22, 2021 ​

CITIZENS & NORTHERN CORPORATION

(Exact name of registrant as specified in its charter) ​

Pennsylvania 0-16084 23-2451943

(State or other jurisdiction of incorporation) (Commission File Number) (I.R.S. Employer Identification No.)

​ ​ ​ ​ ​

90-92 Main Street, Wellsboro, PA ​ ​ ​ 16901

(Address of Principal Executive Office) ​ ​ ​ (Zip Code)

​ Registrant’s telephone number, including area code(570) 724-3411 ​ N/A (Former name or former address, if changed since last report) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​

Title of Each Class

Trading Symbol

Name of Each Exchange on Which Registered

Common Stock Par Value $1.00

CZNC

NASDAQ Capital Market

​ Indicate by checkmark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR 230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR 240.12b-2) ​ Emerging growth company ☐ ​ If an emerging growth company, indicate by checkmark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act ☐ ​ ​ ​ ​

ITEM 2.02. Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the three-month period ended March 31, 2021. On April 22, 2021, the Company issued a press release titled “C&N Declares Dividend and Announces First Quarter 2021 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. The Company’s “banCNotes,” a report that includes unaudited financial information, will be mailed to shareholders on or about April 29, 2021. A copy of the unaudited quarterly financial information included in banCNotes is furnished as Exhibit 99.2 to this Current Report on Form 8-K and is incorporated herein by reference. Also, supplemental, unaudited financial information is furnished as Exhibit 99.3 to this Current Report on Form 8-K and is incorporated herein by reference. ​ ITEM 9.01. Financial Statements and Exhibits ​ (a)   Not applicable. (b)   Not applicable. (c)   Not applicable. (d)   Exhibits. ​ Exhibit 99.1: Press Release issued by Citizens & Northern Corporation dated April 22, 2021, titled “C&N Declares Dividend and Announces First Quarter 2021 Unaudited Financial Results.” ​ Exhibit 99.2: Unaudited financial information included in “banCNotes” report to be mailed to shareholders on or about April 29, 2021. ​ Exhibit 99.3: Supplemental, unaudited financial information. ​ Exhibit 104: Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL) ​

Signatures ​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this Current Report on Form 8-K to be signed on its behalf by the undersigned, thereunto duly authorized. ​

CITIZENS & NORTHERN CORPORATION

Date:  4/22/2021 By: /s/ Mark A. Hughes

Treasurer and Chief Financial Officer

​ ​ ​ ​

About Citizens & Northern Corp (CZNC) Earnings

This page provides Citizens & Northern Corp (CZNC) earnings call transcripts from SEC 8-K filings along with AI-powered predictions for post-earnings price movements. Our machine learning models analyze historical earnings data, pre-earnings price patterns, volume changes, and volatility to predict 1-day, 5-day, and 20-day returns after each earnings release.

Earnings transcripts are sourced directly from SEC EDGAR filings. Predictions are generated using gradient boosting models trained on CZNC's historical earnings reactions. All predicted returns are shown as percentages, and predicted prices are calculated from the closing price at the time of prediction. Past performance does not guarantee future results.

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