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AI Earnings Predictions for C&F Financial Corporation (CFFI)

Machine learning predictions based on historical earnings data and price patterns

Latest Prediction

BUY

1-Day Prediction

+2.02%

$73.41

100% positive prob.

5-Day Prediction

+4.12%

$74.92

100% positive prob.

20-Day Prediction

+8.10%

$77.79

95% positive prob.

Price at prediction: $71.96 Confidence: 100.0% Model AUC: 1.0000 Quarter: Q4 2025

Earnings Transcripts

SEC 8-K filings with transcript text

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2025
Q4

Q4 2025 Earnings

8-K BUY

Jan 27, 2026 · 100% conf.

AI Prediction BUY

1D

+2.02%

$73.41

5D

+4.12%

$74.92

20D

+8.10%

$77.79

Price: $71.96 Prob +5D: 100% AUC: 1.000
0000913341-26-000005

C & F FINANCIAL CORPORATION_January 27, 2026 0000913341falseC & F FINANCIAL CORPORATION00009133412026-01-272026-01-27

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

​ Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) January 27, 2026 ​

C&F FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter) ​ ​

Virginia ​ 000-23423 ​ 54-1680165

(State or other jurisdiction of incorporation) ​ (Commission File Number) ​ (IRS Employer Identification No.)

​ ​ ​

3600 La Grange Parkway, Toano, Virginia ​ 23168

(Address of principal executive offices) ​ (Zip Code)

​ Registrant’s telephone number, including area code (804) 843-2360 ​

(Former name or former address, if changed since last report) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ ​

Title of each class Trading Symbol(s) Name of each exchange on which registered

Common Stock, $1.00 par value per share

CFFI

The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange of 1934 (§240.12b-2 of this chapter). ​ Emer

Emerging growth company ☐

​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐ ​ ​ ​

​ Item 2.02    Results of Operations and Financial Condition ​ On January 27, 2026, C&F Financial Corporation (the Corporation) issued a news release announcing its financial results for the year ended December 31, 2025. A copy of the Corporation’s news release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference into this Item 2.02. ​ Item 9.01Financial Statements and Exhibits ​ (d)Exhibits ​ 99.1C&F Financial Corporation news release dated January 27, 2026 104 Cover Page Interactive Data File (formatted as inline XBRL and contained in Exhibit 101) ​

2

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​ ​ ​ ​ ​ ​

C&F FINANCIAL CORPORATION

​ ​ ​ ​ (Registrant)

​ ​ ​ ​ ​

​ ​ ​ ​ ​ ​

Date: January 27, 2026 ​ ​ By: /s/ Jason E. Long

​ ​ ​ ​ ​ Jason E. Long

​ ​ ​ ​ ​ Chief Financial Officer and Secretary

​ ​ ​

3

2025
Q3

Q3 2025 Earnings

8-K

Oct 23, 2025

0000913341-25-000056

C & F FINANCIAL CORPORATION_October 23, 2025 0000913341falseC & F FINANCIAL CORPORATION00009133412025-10-232025-10-23

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

​ Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) October 23, 2025 ​

C&F FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter) ​ ​

Virginia ​ 000-23423 ​ 54-1680165

(State or other jurisdiction of incorporation) ​ (Commission File Number) ​ (IRS Employer Identification No.)

​ ​ ​

3600 La Grange Parkway, Toano, Virginia ​ 23168

(Address of principal executive offices) ​ (Zip Code)

​ Registrant’s telephone number, including area code (804) 843-2360 ​

(Former name or former address, if changed since last report) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ ​

Title of each class Trading Symbol(s) Name of each exchange on which registered

Common Stock, $1.00 par value per share

CFFI

The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange of 1934 (§240.12b-2 of this chapter). ​ Emer

Emerging growth company ☐

​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐ ​ ​ ​

​ Item 2.02    Results of Operations and Financial Condition ​ On October 23, 2025, C&F Financial Corporation (the Corporation) issued a news release announcing its financial results for the three and nine months ended September 30, 2025. A copy of the Corporation’s news release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference into this Item 2.02. ​ Item 9.01Financial Statements and Exhibits ​ (d)Exhibits ​ 99.1C&F Financial Corporation news release dated October 23, 2025 104 Cover Page Interactive Data File (formatted as inline XBRL and contained in Exhibit 101) ​

2

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​ ​ ​

C&F FINANCIAL CORPORATION

​ ​ ​ ​ (Registrant)

​ ​ ​ ​ ​

​ ​ ​ ​ ​ ​

Date: October 23, 2025 ​ ​ By: /s/ Jason E. Long

​ ​ ​ ​ ​ Jason E. Long

​ ​ ​ ​ ​ Chief Financial Officer and Secretary

​ ​ ​

3

2025
Q2

Q2 2025 Earnings

8-K

Jul 24, 2025

0000913341-25-000049

0000913341falseC & F FINANCIAL CORPORATION00009133412025-07-242025-07-24

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549 ​

FORM 8-K

CURRENT REPORT

​ Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ​ Date of Report (Date of earliest event reported) July 24, 2025 ​

C&F FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter) ​ ​

Virginia ​ 000-23423 ​ 54-1680165

(State or other jurisdiction of incorporation) ​ (Commission File Number) ​ (IRS Employer Identification No.)

​ ​ ​

3600 La Grange Parkway, Toano, Virginia ​ 23168

(Address of principal executive offices) ​ (Zip Code)

​ Registrant’s telephone number, including area code (804) 843-2360 ​

(Former name or former address, if changed since last report) ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ​ ☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ​ ☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ​ ☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ​ ☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ Securities registered pursuant to Section 12(b) of the Act: ​ ​

Title of each class Trading Symbol(s) Name of each exchange on which registered

Common Stock, $1.00 par value per share

CFFI

The NASDAQ Stock Market LLC

​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange of 1934 (§240.12b-2 of this chapter). ​ Emer

Emerging growth company ☐

​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐ ​ ​ ​

​ Item 2.02    Results of Operations and Financial Condition ​ On July 24, 2025, C&F Financial Corporation (the Corporation) issued a news release announcing its financial results for the three and six months ended June 30, 2025. A copy of the Corporation’s news release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference into this Item 2.02. ​ Item 7.01Regulation FD Disclosure ​ On July 24, 2025, the Corporation published an investor presentation on its website. A copy of the presentation is attached to this Current Report on Form 8-K as Exhibit 99.2 and incorporated by reference into this Item 7.01. The Corporation and its management may use this or similar presentations in meetings with investors during the third quarter of 2025. A copy of this investor presentation is also available in the Financial Information – Investor Presentations section of the Corporation’s investor relations website at investor.cffc.com. ​ In accordance with General Instruction B.2 of Form 8-K, the information furnished in this Item 7.01, including Exhibit 99.2, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, (the Exchange Act) or otherwise subject to the liability of that section, and shall not be deemed to be incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act unless expressly incorporated by specific reference made within such filing. ​ ​ Item 9.01Financial Statements and Exhibits ​ (d)Exhibits ​ 99.1C&F Financial Corporation news release dated July 24, 2025 99.2Investor Presentation dates July 24, 2025 104 Cover Page Interactive Data File (formatted as inline XBRL and contained in Exhibit 101) ​

2

SIGNATURES

​ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​

​ ​ ​

C&F FINANCIAL CORPORATION

​ ​ ​ ​ (Registrant)

​ ​ ​ ​ ​

​ ​ ​ ​ ​ ​

Date: July 24, 2025 ​ ​ By: /s/ Jason E. Long

​ ​ ​ ​ ​ Jason E. Long

​ ​ ​ ​ ​ Chief Financial Officer and Secretary

​ ​ ​

3

About C&F Financial Corporation (CFFI) Earnings

This page provides C&F Financial Corporation (CFFI) earnings call transcripts from SEC 8-K filings along with AI-powered predictions for post-earnings price movements. Our machine learning models analyze historical earnings data, pre-earnings price patterns, volume changes, and volatility to predict 1-day, 5-day, and 20-day returns after each earnings release.

Earnings transcripts are sourced directly from SEC EDGAR filings. Predictions are generated using gradient boosting models trained on CFFI's historical earnings reactions. All predicted returns are shown as percentages, and predicted prices are calculated from the closing price at the time of prediction. Past performance does not guarantee future results.

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